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To: "enlacesegelevia" <enlacesegelevia@bmsgroup.com>
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Subject: S#2023000020#E-MAIL ASEG. SOL CITA
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Email originated externally.

=20

=20

De: MECAPRENA David <david.z@mecaprena.com>=20
Enviado el: viernes, 23 de octubre de 2026 12:05
Para: Laura Martinez <segurabici@segurabici.es>
CC: deskutxuri@gmail.com
Asunto: Fw: REF SB01 2023/3 SINIESTRO 2023000020

=20

Buenos d=C3=ADas,

Siento no haber acudido a la visita pero desconoc=C3=ADa la misma. Es posib=
le se hubiera traspapelado el correo electr=C3=B3nico si se utilizo ese med=
io.

Estar=C3=ADa interesado en continuar y asistir a una cita m=C3=A9dica.

Por favor env=C3=ADenme lo que queda pendiente. Para que lo revise y env=C3=
=ADe lo antes posible.

David Zaratiegui Eskutxuri

     david.z@mecaprena.com <mailto:david.z@mecaprena.com>=20

     deskutxuri@gmail.com <mailto:deskutxuri@gmail.com> =20

    +34 686012947

=20

Enviado desde Outlook para Android <https://url.uk.m.mimecastprotect.com/s/=
0T-WC7Lr4uR3Lrki8f3YsoGq3i?domain=3Daka.ms>=20

=20

  _____ =20

De: David Zaratiegui <deskutxuri@gmail.com <mailto:deskutxuri@gmail.com> >
Enviado: jueves, octubre 22, 2026 10:29:51 p. m.
Para: david.z@mecaprena.com <mailto:david.z@mecaprena.com>  <david.z@mecapr=
ena.com <mailto:david.z@mecaprena.com> >
Asunto: Fw: REF SB01 2023/3 SINIESTRO 2023000020

=20

=20

=20

=20

Un saludo

David Zaratiegui Eskutxuri

  _____ =20

From: segurabici@segurabici..es <mailto:segurabici@segurabici..es>  <segura=
bici@segurabici.es <mailto:segurabici@segurabici.es> >
Sent: Wednesday, 21 October 2026 08:24:26
To: deskutxuri@gmail.com <mailto:deskutxuri@gmail.com>  <deskutxuri@gmail.c=
om <mailto:deskutxuri@gmail.com> >
Subject: REF SB01 2023/3 SINIESTRO 2023000020=20

=20

Buenos d=C3=ADas, con relaci=C3=B3n al siniestro de referencia, la compa=C3=
=B1=C3=ADa contraria informa que usted no se present=C3=B3 a la visita prev=
ista para el pasado 14.09 y que su m=C3=A9dico no tiene ninguna fecha libre=
 en lo que queda de a=C3=B1o por lo que hemos de agilizar la gesti=C3=B3n s=
i queremos que se organice una nueva visita.

=20

Rogamos nos confirme si usted sigue interesado en reclamar su perjuicio cor=
poral y si se consigue concretar otra fecha si acudir=C3=A1.

=20

Por otra parte, les recordamos que seguimos a la espera de contestaci=C3=B3=
n de los e-mails anteriores.

=20

Quedamos a la espera de sus noticias.

=20

Un saludo.

=20

=20





=20

De:  <mailto:segurabici@segurabici.es> segurabici@segurabici.es < <mailto:s=
egurabici@segurabici.es> segurabici@segurabici.es>=20
Enviado el: martes, 18 de agosto de 2026 13:02
Para:  <mailto:deskutxuri@gmail.com> deskutxuri@gmail.com
Asunto: 2=C2=BA RECORDATORIO REF SB01 2023/3 SINIESTRO 2023000020

=20

Email originated externally.

=20

  _____ =20

=20

De:  <mailto:segurabici@segurabici.es> segurabici@segurabici.es < <mailto:s=
egurabici@segurabici.es> segurabici@segurabici.es>=20
Enviado el: mi=C3=A9rcoles, 29 de julio de 2026 9:32
Para:  <mailto:deskutxuri@gmail.com> deskutxuri@gmail.com
CC: Inmaculada Romero < <mailto:Inmaculada.Romero@bmsgroup.com> Inmaculada.=
Romero@bmsgroup.com>
Asunto: RECORDATORIO REF SB01 2023/3 SINIESTRO 2023000020

=20

Email originated externally.

=20

  _____ =20

Buenos d=C3=ADas, salvo error por nuestra parte seguimos a la espera de sus=
 aclaraciones para seguir con la reclamaci=C3=B3n.

=20

Un saludo.

=20





=20

De: Lidia Ortega Puerta=20
Enviado el: martes, 23 de junio de 2026 16:43
Para:  <mailto:deskutxuri@gmail.com> deskutxuri@gmail.com
CC: Inmaculada Romero < <mailto:Inmaculada.Romero@bmsgroup.com> Inmaculada.=
Romero@bmsgroup.com>
Asunto: REF SB01 2023/3 SINIESTRO 2023000020

=20

Buenas tardes, en relaci=C3=B3n al siniestro de referencia adjunto remito c=
omunicaci=C3=B3n de la compa=C3=B1=C3=ADa contraria solicitando aclaracione=
s para poder continuar reclamaci=C3=B3n.

=20

Un saludo.

=20

=20

Lidia Ortega

Claims handler

=20

Directo:   +34 958 521 546 (ext.204)

Email:        <mailto:lidia.ortega@bmsgroup.com> lidia.ortega@bmsgroup.com=
=20

=20




=20


BMS Mediaci=C3=B3n Iberia, Corredur=C3=ADa de Seguros y Reaseguros, S.L.U.

Calle San Vicente Ferrer 8, 18005 - Granada

https://url.uk.m.mimecastprotect.com/s/KToDC86v4ckn9mRt1hgNsyp1Tm?domain=3D=
bmsgroup.com <https://url.uk.m.mimecastprotect.com/s/5W2iC9Qw4UOo8JBS3iNBsq=
vfn6?domain=3Dbmsgroup.com>=20


=20

=20


=20

=20


 <https://url.uk.m.mimecastprotect.com/s/_2mFC0VkQFy6jn3HWsP7s9nSwu?domain=
=3Dtwitter.com>=20

 <https://url.uk.m.mimecastprotect.com/s/_2mFC0VkQFy6jn3HWsP7s9nSwu?domain=
=3Dtwitter.com> @bmsgroup

 <https://url.uk.m.mimecastprotect.com/s/Sn0XCgLjzuBV8v2FEtkLs4nWJD?domain=
=3Duk.linkedin.com>=20

 <https://url.uk.m.mimecastprotect.com/s/Sn0XCgLjzuBV8v2FEtkLs4nWJD?domain=
=3Duk.linkedin.com> Join us on

=20

=09=09=09=09=09

=20

=20

De: CED
Enviado: jueves, 18 de junio de 2026 12:16
Para: Siniestros Autos < <mailto:siniestrosautos@divinapastora.com> siniest=
rosautos@divinapastora.com>
Asunto: SB01 2023/3

                                                                           =
                                        =20

=20

Buenos d=C3=ADas:

=20

 Con relaci=C3=B3n al asunto mencionado, adjuntamos para su constancia copi=
a de la =C3=BAltima comunicaci=C3=B3n de la compa=C3=B1=C3=ADa contraria so=
licitando aclaraciones referente a los ingresos del lesionado Sr Zaratiegui=
:

=20

-  Aclaraci=C3=B3n sobre los ingresos declarados

Las liquidaciones tributarias remitidas (de 2020 a 2024) solo recogen los i=
ngresos por actividad profesional correspondientes a 2020 (77 838,55 =E2=82=
=AC) y 2021 (93 638,95 =E2=82=AC). La contraria solicita explicaci=C3=B3n d=
e los ingresos correspondientes al a=C3=B1o 2022 (dado que el accidente se =
produjo a finales de a=C3=B1o, es decir, en diciembre, por lo que la v=C3=
=ADctima deber=C3=ADa haber declarado en 2022 unos ingresos pr=C3=A1cticame=
nte iguales a los de los a=C3=B1os 2021 y 2022) y justificar la diferencia =
con respecto a los a=C3=B1os anteriores.

-  Situaci=C3=B3n profesional a partir de 2022
La v=C3=ADctima ha presentado facturas por servicios prestados correspondie=
ntes a 2022 y 2023.
La contraria ruega confirmaci=C3=B3n de que la v=C3=ADctima se estableci=C3=
=B3 por cuenta propia en 2022, explicaci=C3=B3n de la naturaleza exacta de =
su situaci=C3=B3n profesional, la forma en que se declaran ahora sus ingres=
os a efectos fiscales y si la v=C3=ADctima recurre a un asesor fiscal.

=20

 - Indemnizaciones diarias

la contraria solicita saber si la v=C3=ADctima percibe indemnizaciones diar=
ias desde el accidente, especificando el organismo pagador y copia de los c=
ertificados de pago de las indemnizaciones diarias correspondientes.

=20

- Posible pensi=C3=B3n

la contraria quiere saber si la v=C3=ADctima puede percibir una pensi=C3=B3=
n (por invalidez u otra) de un organismo local. En caso afirmativo, que rem=
ite la documentaci=C3=B3n acreditativa.=20

=20

A la espera de sus noticias,

=20

Saludos cordiales.

=20

=20

=20

CED Claims Spain

=20

=20

=20


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ink=3D"purple" style=3D"word-wrap:break-word"><div class=3D"mc-ip-hide" sty=
le=3D"display:block !important; height:auto !important; background:#FFFFFF =
!important; opacity: 1 !important; visibility:visible !important; color: #0=
00000 !important; font-size: 12px !important; font-family:Helvetica, Arial,=
 sans-serif !important; text-align: left !important"><strong style=3D"displ=
ay:block !important; height:auto !important; background:#FFFFFF !important;=
 opacity: 1 !important; visibility:visible !important; color: #000000 !impo=
rtant; font-size: 12px !important; font-family:Helvetica, Arial, sans-serif=
 !important; text-align: left !important"><mc type=3D"body"> <b><p style=3D=
"color:blue">Email originated externally.</p></b></strong><br><hr></div><di=
v class=3D"WordSection1"><div><div><div><div><div><div><div><div><div><div>=
<div><div><p class=3D"MsoNormal"><span style=3D"mso-ligatures:standardconte=
xtual"><o:p>&nbsp;</o:p></span></p></div></div></div></div></div></div></di=
v></div></div></div></div></div><p class=3D"MsoNormal"><span style=3D"mso-f=
areast-language:EN-US"><o:p>&nbsp;</o:p></span></p><div><div style=3D"borde=
r:none;border-top:solid #E1E1E1 1.0pt;padding:3.0pt 0cm 0cm 0cm"><p class=
=3D"MsoNormal"><b><span style=3D"font-size:11.0pt;font-family:&quot;Calibri=
&quot;,sans-serif">De:</span></b><span style=3D"font-size:11.0pt;font-famil=
y:&quot;Calibri&quot;,sans-serif"> MECAPRENA David &lt;david.z@mecaprena.co=
m&gt; <br><b>Enviado el:</b> viernes, 23 de octubre de 2026 12:05<br><b>Par=
a:</b> Laura Martinez &lt;segurabici@segurabici.es&gt;<br><b>CC:</b> deskut=
xuri@gmail.com<br><b>Asunto:</b> Fw: REF SB01 2023/3 SINIESTRO 2023000020<o=
:p></o:p></span></p></div></div><p class=3D"MsoNormal"><o:p>&nbsp;</o:p></p=
><p class=3D"MsoNormal"><span style=3D"color:#212121">Buenos d=C3=ADas,<o:p=
></o:p></span></p><p class=3D"MsoNormal"><span style=3D"color:#212121">Sien=
to no haber acudido a la visita pero desconoc=C3=ADa la misma. Es posible s=
e hubiera traspapelado el correo electr=C3=B3nico si se utilizo ese medio.<=
o:p></o:p></span></p><p class=3D"MsoNormal"><span style=3D"color:#212121">E=
star=C3=ADa interesado en continuar y asistir a una cita m=C3=A9dica.<o:p><=
/o:p></span></p><p class=3D"MsoNormal"><span style=3D"color:#212121">Por fa=
vor env=C3=ADenme lo que queda pendiente. Para que lo revise y env=C3=ADe l=
o antes posible.<o:p></o:p></span></p><p class=3D"MsoNormal"><span style=3D=
"color:#212121">David Zaratiegui Eskutxuri<o:p></o:p></span></p><p class=3D=
"MsoNormal"><span style=3D"color:#212121">&nbsp; &nbsp; &nbsp;<a href=3D"ma=
ilto:david.z@mecaprena.com">david.z@mecaprena.com</a><o:p></o:p></span></p>=
<p class=3D"MsoNormal"><span style=3D"color:#212121">&nbsp; &nbsp; &nbsp;<a=
 href=3D"mailto:deskutxuri@gmail.com">deskutxuri@gmail.com</a>&nbsp;<o:p></=
o:p></span></p><p class=3D"MsoNormal"><span style=3D"color:#212121">&nbsp; =
&nbsp; +34 686012947<o:p></o:p></span></p><div id=3D"ms-outlook-mobile-body=
-separator-line"><p class=3D"MsoNormal"><o:p>&nbsp;</o:p></p></div><div id=
=3D"ms-outlook-mobile-signature"><p class=3D"MsoNormal"><span style=3D"colo=
r:#212121">Enviado desde <a href=3D"https://url.uk.m.mimecastprotect.com/s/=
0T-WC7Lr4uR3Lrki8f3YsoGq3i?domain=3Daka.ms">Outlook para Android</a><o:p></=
o:p></span></p></div><div id=3D"mail-editor-reference-message-container"><p=
 class=3D"MsoNormal"><o:p>&nbsp;</o:p></p><div class=3D"MsoNormal" align=3D=
"center" style=3D"text-align:center"><hr size=3D"2" width=3D"98%" align=3D"=
center"></div><div id=3D"divRplyFwdMsg"><p class=3D"MsoNormal"><strong><spa=
n style=3D"font-size:11.0pt;font-family:&quot;Aptos&quot;,sans-serif">De:</=
span></strong><span style=3D"font-size:11.0pt"> David Zaratiegui &lt;<a hre=
f=3D"mailto:deskutxuri@gmail.com">deskutxuri@gmail.com</a>&gt;<br><strong><=
span style=3D"font-family:&quot;Aptos&quot;,sans-serif">Enviado:</span></st=
rong> jueves, octubre 22, 2026 10:29:51 p.&nbsp;m.<br><strong><span style=
=3D"font-family:&quot;Aptos&quot;,sans-serif">Para:</span></strong> <a href=
=3D"mailto:david.z@mecaprena.com">david.z@mecaprena.com</a> &lt;<a href=3D"=
mailto:david.z@mecaprena.com">david.z@mecaprena.com</a>&gt;<br><strong><spa=
n style=3D"font-family:&quot;Aptos&quot;,sans-serif">Asunto:</span></strong=
> Fw: REF SB01 2023/3 SINIESTRO 2023000020<o:p></o:p></span></p></div><p cl=
ass=3D"MsoNormal"><o:p>&nbsp;</o:p></p><p class=3D"MsoNormal"><span style=
=3D"color:#212121"><o:p>&nbsp;</o:p></span></p><div id=3D"ms-outlook-mobile=
-body-separator-line"><p class=3D"MsoNormal"><o:p>&nbsp;</o:p></p></div><di=
v id=3D"ms-outlook-mobile-signature"><p style=3D"margin:0cm"><span style=3D=
"color:#3D85C6">&nbsp;</span><span style=3D"font-size:11.0pt;font-family:&q=
uot;Calibri&quot;,sans-serif;color:#212121"><o:p></o:p></span></p><p style=
=3D"margin:0cm"><span style=3D"color:#3D85C6">Un saludo</span><span style=
=3D"font-size:11.0pt;font-family:&quot;Calibri&quot;,sans-serif;color:#2121=
21"><o:p></o:p></span></p><p style=3D"margin:0cm"><span style=3D"color:#3D8=
5C6">David Zaratiegui Eskutxuri</span><span style=3D"font-size:11.0pt;font-=
family:&quot;Calibri&quot;,sans-serif;color:#212121"><o:p></o:p></span></p>=
</div><div class=3D"MsoNormal" align=3D"center" style=3D"text-align:center"=
><hr size=3D"2" width=3D"98%" align=3D"center"></div><div id=3D"divRplyFwdM=
sg"><p class=3D"MsoNormal"><b><span style=3D"font-size:11.0pt;font-family:&=
quot;Calibri&quot;,sans-serif;color:black">From:</span></b><span style=3D"f=
ont-size:11.0pt;font-family:&quot;Calibri&quot;,sans-serif;color:black"> <a=
 href=3D"mailto:segurabici@segurabici..es">segurabici@segurabici..es</a> &l=
t;<a href=3D"mailto:segurabici@segurabici.es">segurabici@segurabici.es</a>&=
gt;<br><b>Sent:</b> Wednesday, 21 October 2026 08:24:26<br><b>To:</b> <a hr=
ef=3D"mailto:deskutxuri@gmail.com">deskutxuri@gmail.com</a> &lt;<a href=3D"=
mailto:deskutxuri@gmail.com">deskutxuri@gmail.com</a>&gt;<br><b>Subject:</b=
> REF SB01 2023/3 SINIESTRO 2023000020</span> <o:p></o:p></p><p class=3D"Ms=
oNormal">&nbsp;<o:p></o:p></p></div><p class=3D"xmsonormal" style=3D"margin=
:0cm"><span style=3D"color:black">Buenos d=C3=ADas, con relaci=C3=B3n al si=
niestro de referencia, la compa=C3=B1=C3=ADa contraria informa que usted no=
 se present=C3=B3 a la visita prevista para el pasado 14.09 y que su m=C3=
=A9dico no tiene ninguna fecha libre en lo que queda de a=C3=B1o por lo que=
 hemos de agilizar la gesti=C3=B3n si queremos que se organice una nueva vi=
sita.</span><o:p></o:p></p><p class=3D"xmsonormal" style=3D"margin:0cm"><sp=
an style=3D"color:black">&nbsp;</span><o:p></o:p></p><p class=3D"xmsonormal=
" style=3D"margin:0cm"><span style=3D"color:black">Rogamos nos confirme si =
usted sigue interesado en reclamar su perjuicio corporal y si se consigue c=
oncretar otra fecha si acudir=C3=A1.</span><o:p></o:p></p><p class=3D"xmson=
ormal" style=3D"margin:0cm"><span style=3D"color:black">&nbsp;</span><o:p><=
/o:p></p><p class=3D"xmsonormal" style=3D"margin:0cm"><span style=3D"color:=
black">Por otra parte, les recordamos que seguimos a la espera de contestac=
i=C3=B3n de los e-mails anteriores.</span><o:p></o:p></p><p class=3D"xmsono=
rmal" style=3D"margin:0cm"><span style=3D"color:black">&nbsp;</span><o:p></=
o:p></p><p class=3D"xmsonormal" style=3D"margin:0cm"><span style=3D"color:b=
lack">Quedamos a la espera de sus noticias.</span><o:p></o:p></p><p class=
=3D"xmsonormal" style=3D"margin:0cm"><span style=3D"color:black">&nbsp;</sp=
an><o:p></o:p></p><p class=3D"xmsonormal" style=3D"margin:0cm"><span style=
=3D"color:black">Un saludo.</span><o:p></o:p></p><p class=3D"xmsonormal" st=
yle=3D"margin:0cm;white-space:pre-wrap">&nbsp;<o:p></o:p></p><p class=3D"xm=
sonormal" style=3D"margin:0cm">&nbsp;<o:p></o:p></p><p class=3D"xmsonormal"=
 style=3D"margin:0cm"><img border=3D"0" width=3D"589" height=3D"102" style=
=3D"width:6.1354in;height:1.0625in" id=3D"_x0000_i1037" src=3D"cid:image004=
.png@01DD6135.95CE7740"><o:p></o:p></p><p class=3D"xmsonormal" style=3D"mar=
gin:0cm"><span style=3D"font-size:9.0pt;font-family:&quot;Arial&quot;,sans-=
serif;color:black"><img border=3D"0" width=3D"590" height=3D"101" style=3D"=
width:6.1458in;height:1.052in" id=3D"_x0000_i1036" src=3D"cid:image005.png@=
01DD6135.95CE7740"></span><o:p></o:p></p><p class=3D"xmsonormal" style=3D"m=
argin:0cm">&nbsp;<o:p></o:p></p><div style=3D"border:none;border-top:solid =
#E1E1E1 1.0pt;padding:3.0pt 0cm 0cm 0cm"><p class=3D"xmsonormal" style=3D"m=
argin:0cm"><b><span style=3D"font-size:11.0pt;font-family:&quot;Calibri&quo=
t;,sans-serif">De:</span></b><span style=3D"font-size:11.0pt;font-family:&q=
uot;Calibri&quot;,sans-serif"> <a href=3D"mailto:segurabici@segurabici.es">=
<span style=3D"color:#467886">segurabici@segurabici.es</span></a> &lt;<a hr=
ef=3D"mailto:segurabici@segurabici.es"><span style=3D"color:#467886">segura=
bici@segurabici.es</span></a>&gt; <br><b>Enviado el:</b> martes, 18 de agos=
to de 2026 13:02<br><b>Para:</b> <a href=3D"mailto:deskutxuri@gmail.com"><s=
pan style=3D"color:#467886">deskutxuri@gmail.com</span></a><br><b>Asunto:</=
b> 2=C2=BA RECORDATORIO REF SB01 2023/3 SINIESTRO 2023000020</span><o:p></o=
:p></p></div><p class=3D"xmsonormal" style=3D"margin:0cm">&nbsp;<o:p></o:p>=
</p><p style=3D"background:white"><b><span style=3D"font-size:9.0pt;font-fa=
mily:&quot;Helvetica&quot;,sans-serif;color:blue;background:white">Email or=
iginated externally.</span></b><o:p></o:p></p><p class=3D"xmsonormal" style=
=3D"margin:0cm;background:white"><span style=3D"font-size:9.0pt;font-family=
:&quot;Helvetica&quot;,sans-serif;color:black">&nbsp;</span><o:p></o:p></p>=
<div class=3D"MsoNormal" align=3D"center" style=3D"text-align:center;backgr=
ound:white"><span style=3D"font-size:9.0pt;font-family:&quot;Helvetica&quot=
;,sans-serif;color:black"><hr size=3D"2" width=3D"100%" align=3D"center"></=
span></div><p class=3D"xmsonormal" style=3D"margin:0cm">&nbsp;<o:p></o:p></=
p><div style=3D"border:none;border-top:solid #E1E1E1 1.0pt;padding:3.0pt 0c=
m 0cm 0cm"><p class=3D"xmsonormal" style=3D"margin:0cm"><b><span style=3D"f=
ont-size:11.0pt;font-family:&quot;Calibri&quot;,sans-serif">De:</span></b><=
span style=3D"font-size:11.0pt;font-family:&quot;Calibri&quot;,sans-serif">=
 <a href=3D"mailto:segurabici@segurabici.es"><span style=3D"color:#467886">=
segurabici@segurabici.es</span></a> &lt;<a href=3D"mailto:segurabici@segura=
bici.es"><span style=3D"color:#467886">segurabici@segurabici.es</span></a>&=
gt; <br><b>Enviado el:</b> mi=C3=A9rcoles, 29 de julio de 2026 9:32<br><b>P=
ara:</b> <a href=3D"mailto:deskutxuri@gmail.com"><span style=3D"color:#4678=
86">deskutxuri@gmail.com</span></a><br><b>CC:</b> Inmaculada Romero &lt;<a =
href=3D"mailto:Inmaculada.Romero@bmsgroup.com"><span style=3D"color:#467886=
">Inmaculada.Romero@bmsgroup.com</span></a>&gt;<br><b>Asunto:</b> RECORDATO=
RIO REF SB01 2023/3 SINIESTRO 2023000020</span><o:p></o:p></p></div><p clas=
s=3D"xmsonormal" style=3D"margin:0cm">&nbsp;<o:p></o:p></p><p style=3D"back=
ground:white"><b><span style=3D"font-size:9.0pt;font-family:&quot;Helvetica=
&quot;,sans-serif;color:blue;background:white">Email originated externally.=
</span></b><o:p></o:p></p><p class=3D"xmsonormal" style=3D"margin:0cm;backg=
round:white"><span style=3D"font-size:9.0pt;font-family:&quot;Helvetica&quo=
t;,sans-serif;color:black">&nbsp;</span><o:p></o:p></p><div class=3D"MsoNor=
mal" align=3D"center" style=3D"text-align:center;background:white"><span st=
yle=3D"font-size:9.0pt;font-family:&quot;Helvetica&quot;,sans-serif;color:b=
lack"><hr size=3D"2" width=3D"100%" align=3D"center"></span></div><p class=
=3D"xmsonormal" style=3D"margin:0cm">Buenos d=C3=ADas, salvo error por nues=
tra parte seguimos a la espera de sus aclaraciones para seguir con la recla=
maci=C3=B3n.<o:p></o:p></p><p class=3D"xmsonormal" style=3D"margin:0cm">&nb=
sp;<o:p></o:p></p><p class=3D"xmsonormal" style=3D"margin:0cm">Un saludo.<o=
:p></o:p></p><p class=3D"xmsonormal" style=3D"margin:0cm">&nbsp;<o:p></o:p>=
</p><p class=3D"xmsonormal" style=3D"margin:0cm"><img border=3D"0" width=3D=
"589" height=3D"102" style=3D"width:6.1354in;height:1.0625in" id=3D"image00=
4.png_x0040_01DD6135.95CE7740" src=3D"cid:image004.png@01DD6135.95CE7740"><=
o:p></o:p></p><p class=3D"xmsonormal" style=3D"margin:0cm"><span style=3D"f=
ont-size:9.0pt;font-family:&quot;Arial&quot;,sans-serif;color:black"><img b=
order=3D"0" width=3D"590" height=3D"101" style=3D"width:6.1458in;height:1.0=
52in" id=3D"image005.png_x0040_01DD6135.95CE7740" src=3D"cid:image005.png@0=
1DD6135.95CE7740"></span><o:p></o:p></p><p class=3D"xmsonormal" style=3D"ma=
rgin:0cm">&nbsp;<o:p></o:p></p><div style=3D"border:none;border-top:solid #=
E1E1E1 1.0pt;padding:3.0pt 0cm 0cm 0cm"><p class=3D"xmsonormal" style=3D"ma=
rgin:0cm"><b><span style=3D"font-size:11.0pt;font-family:&quot;Calibri&quot=
;,sans-serif">De:</span></b><span style=3D"font-size:11.0pt;font-family:&qu=
ot;Calibri&quot;,sans-serif"> Lidia Ortega Puerta <br><b>Enviado el:</b> ma=
rtes, 23 de junio de 2026 16:43<br><b>Para:</b> <a href=3D"mailto:deskutxur=
i@gmail.com"><span style=3D"color:#467886">deskutxuri@gmail.com</span></a><=
br><b>CC:</b> Inmaculada Romero &lt;<a href=3D"mailto:Inmaculada.Romero@bms=
group.com"><span style=3D"color:#467886">Inmaculada.Romero@bmsgroup.com</sp=
an></a>&gt;<br><b>Asunto:</b> REF SB01 2023/3 SINIESTRO 2023000020</span><o=
:p></o:p></p></div><p class=3D"xmsonormal" style=3D"margin:0cm">&nbsp;<o:p>=
</o:p></p><p class=3D"xmsonormal" style=3D"margin:0cm">Buenas tardes, en re=
laci=C3=B3n al siniestro de referencia adjunto remito comunicaci=C3=B3n de =
la compa=C3=B1=C3=ADa contraria solicitando aclaraciones para poder continu=
ar reclamaci=C3=B3n.<o:p></o:p></p><p class=3D"xmsonormal" style=3D"margin:=
0cm">&nbsp;<o:p></o:p></p><p class=3D"xmsonormal" style=3D"margin:0cm">Un s=
aludo.<o:p></o:p></p><p class=3D"xmsonormal" style=3D"margin:0cm"><span sty=
le=3D"font-size:11.0pt;font-family:&quot;Amasis MT Pro&quot;,serif">&nbsp;<=
/span><o:p></o:p></p><p class=3D"xmsonormal" style=3D"margin:0cm"><span sty=
le=3D"font-size:11.0pt;font-family:&quot;Calibri&quot;,sans-serif">&nbsp;</=
span><o:p></o:p></p><p class=3D"xmsonormal" style=3D"margin:0cm"><b><span s=
tyle=3D"font-size:11.0pt;font-family:&quot;Calibri&quot;,sans-serif;color:#=
2B2655">Lidia Ortega</span></b><o:p></o:p></p><p class=3D"xmsonormal" style=
=3D"margin:0cm"><span style=3D"font-size:11.0pt;font-family:&quot;Calibri&q=
uot;,sans-serif;color:#F08700">Claims handler</span><o:p></o:p></p><p class=
=3D"xmsonormal" style=3D"margin:0cm"><span style=3D"font-size:11.0pt;font-f=
amily:&quot;Calibri&quot;,sans-serif;color:black">&nbsp;</span><o:p></o:p><=
/p><p class=3D"xmsonormal" style=3D"margin:0cm"><span lang=3D"IT" style=3D"=
font-size:11.0pt;font-family:&quot;Calibri&quot;,sans-serif;color:black">Di=
recto:&nbsp;&nbsp; +34 958 521 546 (ext.204)</span><o:p></o:p></p><p class=
=3D"xmsonormal" style=3D"margin:0cm"><span lang=3D"IT" style=3D"font-size:1=
1.0pt;font-family:&quot;Calibri&quot;,sans-serif;color:black">Email:&nbsp;&=
nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <a href=3D"mailto:lidia.ortega@bmsgroup.com">=
<span style=3D"color:#0563C1">lidia.ortega@bmsgroup.com</span></a> </span><=
o:p></o:p></p><p class=3D"xmsonormal" style=3D"margin:0cm"><span lang=3D"IT=
" style=3D"font-size:11.0pt;font-family:&quot;Calibri&quot;,sans-serif;colo=
r:black">&nbsp;</span><o:p></o:p></p><table class=3D"MsoNormalTable" border=
=3D"0" cellspacing=3D"0" cellpadding=3D"0" style=3D"border-collapse:collaps=
e"><tr><td width=3D"387" colspan=3D"4" valign=3D"top" style=3D"width:290.6p=
t;padding:0cm 0cm 2.85pt 0cm"><p class=3D"xmsonormal" style=3D"margin:0cm;l=
ine-height:105%"><span style=3D"font-size:11.0pt;line-height:105%;font-fami=
ly:&quot;Calibri&quot;,sans-serif"><img border=3D"0" width=3D"151" height=
=3D"45" style=3D"width:1.5729in;height:.4687in" id=3D"image006.jpg_x0040_01=
DD6135.95CE7740" src=3D"cid:image006.jpg@01DD6135.95CE7740"></span><o:p></o=
:p></p></td><td width=3D"9" style=3D"width:7.1pt;padding:0cm 0cm 0cm 0cm"><=
p class=3D"xmsonormal" style=3D"margin:0cm;line-height:105%"><span style=3D=
"font-size:11.0pt;line-height:105%;font-family:&quot;Calibri&quot;,sans-ser=
if">&nbsp;</span><o:p></o:p></p></td></tr><tr><td width=3D"397" colspan=3D"=
5" valign=3D"top" style=3D"width:297.7pt;padding:0cm 0cm 2.85pt 0cm"><p cla=
ss=3D"xmsonormal" style=3D"margin:0cm;line-height:105%"><span style=3D"font=
-size:11.0pt;line-height:105%;font-family:&quot;Calibri&quot;,sans-serif">B=
MS Mediaci=C3=B3n Iberia, Corredur=C3=ADa de Seguros y Reaseguros, S.L.U.</=
span><o:p></o:p></p><p class=3D"xmsonormal" style=3D"margin:0cm"><span styl=
e=3D"font-size:11.0pt;font-family:&quot;Calibri&quot;,sans-serif">Calle San=
 Vicente Ferrer 8, 18005 - Granada</span><o:p></o:p></p><p class=3D"xmsonor=
mal" style=3D"margin:0cm;line-height:105%"><span style=3D"font-size:11.0pt;=
line-height:105%;font-family:&quot;Calibri&quot;,sans-serif"><a href=3D"htt=
ps://url.uk.m.mimecastprotect.com/s/5W2iC9Qw4UOo8JBS3iNBsqvfn6?domain=3Dbms=
group.com/">www.bmsgroup.com</a></span><o:p></o:p></p></td></tr><tr><td wid=
th=3D"387" colspan=3D"4" valign=3D"top" style=3D"width:290.6pt;padding:0cm =
0cm 2.85pt 0cm"><p class=3D"xmsonormal" style=3D"margin:0cm;line-height:105=
%"><span style=3D"font-size:2.0pt;line-height:105%;font-family:&quot;Calibr=
i&quot;,sans-serif">&nbsp;</span><o:p></o:p></p></td><td width=3D"9" style=
=3D"width:7.1pt;padding:0cm 0cm 0cm 0cm"><p class=3D"xmsonormal" style=3D"m=
argin:0cm;line-height:105%"><span style=3D"font-size:11.0pt;line-height:105=
%;font-family:&quot;Calibri&quot;,sans-serif">&nbsp;</span><o:p></o:p></p><=
/td></tr><tr><td width=3D"387" colspan=3D"4" valign=3D"top" style=3D"width:=
290.6pt;border:none;border-top:solid windowtext 1.0pt;padding:0cm 0cm 2.85p=
t 0cm"><p class=3D"xmsonormal" style=3D"margin:0cm;line-height:105%"><span =
style=3D"font-size:4.0pt;line-height:105%;font-family:&quot;Calibri&quot;,s=
ans-serif">&nbsp;</span><o:p></o:p></p></td><td width=3D"9" style=3D"width:=
7.1pt;padding:0cm 0cm 0cm 0cm"><p class=3D"xmsonormal" style=3D"margin:0cm;=
line-height:105%"><span style=3D"font-size:11.0pt;line-height:105%;font-fam=
ily:&quot;Calibri&quot;,sans-serif">&nbsp;</span><o:p></o:p></p></td></tr><=
tr style=3D"height:22.95pt"><td width=3D"29" valign=3D"top" style=3D"width:=
21.55pt;padding:0cm 0cm 2.85pt 0cm;height:22.95pt"><p class=3D"xmsonormal" =
style=3D"margin:0cm;line-height:105%"><a href=3D"https://url.uk.m.mimecastp=
rotect.com/s/_2mFC0VkQFy6jn3HWsP7s9nSwu?domain=3Dtwitter.com" title=3D"http=
s://twitter.com/BMSGROUP"><span style=3D"font-size:11.0pt;line-height:105%;=
font-family:&quot;Calibri&quot;,sans-serif;color:#0563C1;text-decoration:no=
ne"><img border=3D"0" width=3D"23" height=3D"23" style=3D"width:.2395in;hei=
ght:.2395in" id=3D"image007.jpg_x0040_01DD6135.95CE7740" src=3D"cid:image00=
7.jpg@01DD6135.95CE7740"></span></a><o:p></o:p></p></td><td width=3D"104" v=
align=3D"top" style=3D"width:77.7pt;padding:0cm 0cm 2.85pt 0cm;height:22.95=
pt"><p class=3D"xmsonormal" style=3D"mso-margin-top-alt:2.0pt;margin-right:=
0cm;margin-bottom:0cm;margin-left:0cm;line-height:105%"><span style=3D"font=
-size:11.0pt;line-height:105%;font-family:&quot;Calibri&quot;,sans-serif"><=
a href=3D"https://url.uk.m.mimecastprotect.com/s/_2mFC0VkQFy6jn3HWsP7s9nSwu=
?domain=3Dtwitter.com" title=3D"https://twitter.com/BMSGROUP"><span style=
=3D"color:#0563C1">@bmsgroup</span></a></span><o:p></o:p></p></td><td width=
=3D"31" valign=3D"top" style=3D"width:23.25pt;padding:0cm 0cm 2.85pt 0cm;he=
ight:22.95pt"><p class=3D"xmsonormal" style=3D"margin:0cm;line-height:105%"=
><a href=3D"https://url.uk.m.mimecastprotect.com/s/Sn0XCgLjzuBV8v2FEtkLs4nW=
JD?domain=3Duk.linkedin.com" title=3D"http://uk.linkedin.com/company/bms-gr=
oup"><span style=3D"font-size:11.0pt;line-height:105%;font-family:&quot;Cal=
ibri&quot;,sans-serif;color:#0563C1;text-decoration:none"><img border=3D"0"=
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age008.jpg_x0040_01DD6135.95CE7740" src=3D"cid:image008.jpg@01DD6135.95CE77=
40" alt=3D"signature_2396587455"></span></a><o:p></o:p></p></td><td width=
=3D"224" valign=3D"top" style=3D"width:168.1pt;padding:0cm 0cm 2.85pt 0cm;h=
eight:22.95pt"><p class=3D"xmsonormal" style=3D"mso-margin-top-alt:2.0pt;ma=
rgin-right:0cm;margin-bottom:0cm;margin-left:0cm;line-height:105%"><span st=
yle=3D"font-size:11.0pt;line-height:105%;font-family:&quot;Calibri&quot;,sa=
ns-serif"><a href=3D"https://url.uk.m.mimecastprotect.com/s/Sn0XCgLjzuBV8v2=
FEtkLs4nWJD?domain=3Duk.linkedin.com" title=3D"http://uk.linkedin.com/compa=
ny/bms-group"><span style=3D"color:#0563C1">Join us on</span></a></span><o:=
p></o:p></p></td><td width=3D"9" style=3D"width:7.1pt;padding:0cm 0cm 0cm 0=
cm;height:22.95pt"><p class=3D"xmsonormal" style=3D"margin:0cm;line-height:=
105%"><span style=3D"font-size:11.0pt;line-height:105%;font-family:&quot;Ca=
libri&quot;,sans-serif">&nbsp;</span><o:p></o:p></p></td></tr><tr><td width=
=3D"29" style=3D"width:21.75pt;padding:0cm 0cm 0cm 0cm"></td><td width=3D"1=
04" style=3D"width:78.0pt;padding:0cm 0cm 0cm 0cm"></td><td width=3D"31" st=
yle=3D"width:23.25pt;padding:0cm 0cm 0cm 0cm"></td><td width=3D"224" style=
=3D"width:168.0pt;padding:0cm 0cm 0cm 0cm"></td><td width=3D"9" style=3D"wi=
dth:6.75pt;padding:0cm 0cm 0cm 0cm"></td></tr></table><p class=3D"xmsonorma=
l" style=3D"margin:0cm"><span style=3D"font-size:11.0pt;font-family:&quot;C=
alibri&quot;,sans-serif">&nbsp;</span><o:p></o:p></p><p class=3D"xmsonormal=
" align=3D"center" style=3D"margin:0cm;text-align:center">&nbsp;<o:p></o:p>=
</p><div id=3D"x_x_divRplyFwdMsg"><p class=3D"xmsonormal" style=3D"margin:0=
cm"><b><span style=3D"font-size:11.0pt;font-family:&quot;Calibri&quot;,sans=
-serif;color:black">De:</span></b><span style=3D"font-size:11.0pt;font-fami=
ly:&quot;Calibri&quot;,sans-serif;color:black">&nbsp;CED<br><b>Enviado:</b>=
&nbsp;jueves, 18 de junio de 2026 12:16<br><b>Para:</b>&nbsp;Siniestros Aut=
os &lt;<a href=3D"mailto:siniestrosautos@divinapastora.com"><span style=3D"=
color:#467886">siniestrosautos@divinapastora.com</span></a>&gt;<br><b>Asunt=
o:</b>&nbsp;SB01 2023/3</span><o:p></o:p></p><p class=3D"xmsonormal" style=
=3D"margin:0cm">&nbsp;<span style=3D"font-size:11.0pt;font-family:&quot;Cal=
ibri&quot;,sans-serif">&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nb=
sp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &=
nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;=
 &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbs=
p; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &n=
bsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;</span><o:p></o:p></p>=
</div><p>&nbsp;<o:p></o:p></p><p style=3D"text-align:justify"><span style=
=3D"font-size:11.0pt;font-family:&quot;Calibri&quot;,sans-serif;letter-spac=
ing:-.15pt">Buenos d=C3=ADas:</span><o:p></o:p></p><p style=3D"text-align:j=
ustify"><span style=3D"font-size:11.0pt;font-family:&quot;Calibri&quot;,san=
s-serif;letter-spacing:-.15pt">&nbsp;</span><o:p></o:p></p><p style=3D"text=
-align:justify"><span style=3D"font-size:11.0pt;font-family:&quot;Calibri&q=
uot;,sans-serif;letter-spacing:-.15pt">&nbsp;Con relaci=C3=B3n al asunto me=
ncionado, adjuntamos para su constancia copia de la =C3=BAltima comunicaci=
=C3=B3n de la compa=C3=B1=C3=ADa contraria solicitando aclaraciones referen=
te a los ingresos del lesionado Sr Zaratiegui:</span><o:p></o:p></p><p styl=
e=3D"text-align:justify"><span style=3D"font-size:11.0pt;font-family:&quot;=
Calibri&quot;,sans-serif;letter-spacing:-.15pt">&nbsp;</span><o:p></o:p></p=
><p style=3D"text-align:justify"><span style=3D"font-size:11.0pt;font-famil=
y:&quot;Calibri&quot;,sans-serif;letter-spacing:-.15pt">-&nbsp; <u>Aclaraci=
=C3=B3n sobre los ingresos declarados</u></span><o:p></o:p></p><p class=3D"=
xmsonormal" style=3D"margin:0cm"><span style=3D"font-size:11.0pt;font-famil=
y:&quot;Calibri&quot;,sans-serif;letter-spacing:-.15pt">Las liquidaciones t=
ributarias remitidas (de 2020 a 2024) solo recogen&nbsp;los ingresos por ac=
tividad profesional correspondientes a&nbsp;2020 (77 838,55 =E2=82=AC) y&nb=
sp;2021 (93 638,95 =E2=82=AC). La contraria solicita explicaci=C3=B3n de lo=
s ingresos correspondientes al a=C3=B1o 2022 (dado que el accidente se prod=
ujo a finales de a=C3=B1o, es decir, en diciembre, por lo que la v=C3=ADcti=
ma deber=C3=ADa haber declarado en 2022 unos ingresos pr=C3=A1cticamente ig=
uales a los de los a=C3=B1os 2021 y 2022) y justificar la diferencia con re=
specto a los a=C3=B1os anteriores.<br><br>-&nbsp; <u>Situaci=C3=B3n profesi=
onal a partir de 2022</u><br>La v=C3=ADctima ha presentado facturas por ser=
vicios prestados correspondientes a 2022 y 2023.<br>La contraria ruega conf=
irmaci=C3=B3n de que&nbsp;la v=C3=ADctima se estableci=C3=B3 por cuenta pro=
pia en 2022, explicaci=C3=B3n de la naturaleza exacta de su situaci=C3=B3n =
profesional,&nbsp;la forma en que se declaran ahora sus ingresos a efectos =
fiscales y&nbsp;si la v=C3=ADctima recurre a un asesor fiscal.</span><o:p><=
/o:p></p><p style=3D"text-align:justify"><span style=3D"font-size:11.0pt;fo=
nt-family:&quot;Calibri&quot;,sans-serif;letter-spacing:-.15pt">&nbsp;</spa=
n><o:p></o:p></p><p style=3D"text-align:justify"><span style=3D"font-size:1=
1.0pt;font-family:&quot;Calibri&quot;,sans-serif;letter-spacing:-.15pt">&nb=
sp;- <u>Indemnizaciones diarias</u></span><o:p></o:p></p><p class=3D"xmsono=
rmal" style=3D"margin:0cm"><span style=3D"font-size:11.0pt;font-family:&quo=
t;Calibri&quot;,sans-serif;letter-spacing:-.15pt">la contraria solicita sab=
er si&nbsp;la v=C3=ADctima percibe indemnizaciones diarias desde el acciden=
te, especificando&nbsp;el organismo pagador y copia de&nbsp;los certificado=
s de pago de las indemnizaciones diarias correspondientes.</span><o:p></o:p=
></p><p style=3D"text-align:justify"><span style=3D"font-size:11.0pt;font-f=
amily:&quot;Calibri&quot;,sans-serif;letter-spacing:-.15pt">&nbsp;</span><o=
:p></o:p></p><p style=3D"text-align:justify"><span style=3D"font-size:11.0p=
t;font-family:&quot;Calibri&quot;,sans-serif;letter-spacing:-.15pt">- <u>Po=
sible pensi=C3=B3n</u></span><o:p></o:p></p><p class=3D"xmsonormal" style=
=3D"margin:0cm"><span style=3D"font-size:11.0pt;font-family:&quot;Calibri&q=
uot;,sans-serif;letter-spacing:-.15pt">la contraria quiere saber si&nbsp;la=
 v=C3=ADctima puede percibir una pensi=C3=B3n (por invalidez u otra) de un =
organismo local. En caso afirmativo, que remite la documentaci=C3=B3n acred=
itativa.&nbsp;</span><o:p></o:p></p><p>&nbsp;<o:p></o:p></p><p><span style=
=3D"font-size:11.0pt;font-family:&quot;Calibri&quot;,sans-serif;letter-spac=
ing:-.15pt">A la espera de sus noticias,</span><o:p></o:p></p><p style=3D"t=
ext-align:justify"><span style=3D"font-size:11.0pt;font-family:&quot;Calibr=
i&quot;,sans-serif;letter-spacing:-.15pt">&nbsp;</span><o:p></o:p></p><p st=
yle=3D"text-align:justify"><span style=3D"font-size:11.0pt;font-family:&quo=
t;Calibri&quot;,sans-serif;letter-spacing:-.15pt">Saludos cordiales.</span>=
<o:p></o:p></p><p style=3D"text-align:justify"><span style=3D"font-size:11.=
0pt;font-family:&quot;Calibri&quot;,sans-serif;letter-spacing:-.15pt">&nbsp=
;</span><o:p></o:p></p><p style=3D"text-align:justify"><span style=3D"font-=
size:11.0pt;font-family:&quot;Calibri&quot;,sans-serif;letter-spacing:-.15p=
t">&nbsp;</span><o:p></o:p></p><p style=3D"text-align:justify"><span style=
=3D"font-size:11.0pt;font-family:&quot;Calibri&quot;,sans-serif;letter-spac=
ing:-.15pt">&nbsp;</span><o:p></o:p></p><p style=3D"text-align:justify"><sp=
an style=3D"font-size:11.0pt;font-family:&quot;Calibri&quot;,sans-serif;let=
ter-spacing:-.15pt">CED Claims Spain</span><o:p></o:p></p><p>&nbsp;<o:p></o=
:p></p><p>&nbsp;<o:p></o:p></p><p class=3D"MsoNormal"><o:p>&nbsp;</o:p></p>=
</div></div></body></html>

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