De: Lidia Ortega Puerta <Lidia.Ortega@bmsgroup.com><br>Enviado el: Thursday, 15 October 2026 17:09<br>Para: enlacesegelevia <enlacesegelevia@bmsgroup.com><br>CC: <br>Asunto: S#2026004489#E-MAIL CIA MANTIENEN FRANQUICIA <br>Received: from AM9PR08MB6177.eurprd08.prod.outlook.com (2603:10a6:20b:283::16)
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From: Lidia Ortega Puerta <Lidia.Ortega@bmsgroup.com>
To: enlacesegelevia <enlacesegelevia@bmsgroup.com>
Subject: S#2026004489#E-MAIL CIA MANTIENEN FRANQUICIA 
Thread-Topic: S#2026004489#E-MAIL CIA MANTIENEN FRANQUICIA 
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Date: Thu, 15 Oct 2026 15:09:43 +0000
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De: Patricia Adarve <Patricia.Adarve@bmsgroup.com>
Enviado el: jueves, 15 de octubre de 2026 13:02
Para: Lidia Ortega Puerta <Lidia.Ortega@bmsgroup.com>
Asunto: RV: S-671416361 - BMS 2026004489



De: cts.diversoscentro@allianz.es<mailto:cts.diversoscentro@allianz.es> <ct=
s.diversoscentro@allianz.es<mailto:cts.diversoscentro@allianz.es>>
Enviado el: jueves, 15 de octubre de 2026 12:46
Para: Patricia Adarve <Patricia.Adarve@bmsgroup.com<mailto:Patricia.Adarve@=
bmsgroup.com>>
Asunto: S-671416361 - BMS 2026004489


Email originated externally.

________________________________
Remite:
Allianz, Compa=F1=EDa de Seguros y Reaseguros, S.A.
CTS DIVERSOS EMPRESAS
C/ Ramirez de Arellano 35, 5=AA planta 28043-Madrid
Telf. 900300250   Fax 932288635
cts.diversoscentro@allianz.es<mailto:cts.diversoscentro@allianz.es>

Para:
BMS MEDIACION IBERIA CORREDU DE SEGUR S.
PASEO DE LA CASTELLANA, 28 EntrePlt 28046-MADRID
EMAIL Patricia.Adarve@bmsgroup.com<mailto:Patricia.Adarve@bmsgroup.com>
[https://www.e-pacallianz.com/drxi14/images/LAZN0000.jpg]
allianz.es
[https://www.e-pacallianz.com/drxi14/images/RENOVA24.jpg]
 .
Siniestro:
671416361 / 680-8612
Asegurado:
FEDERACI
FECHA SINIESTRO:
12-07-2026
 .
[https://www.e-pacallianz.com/drxi14/images/RENOVA25.jpg]
15 de Octubre de 2026



Buenos d=EDas,

Con motivo de su consulta sobre la reserva, les informamos que actualmente =
cabe
mantener la misma, a la espera de la evoluci=F3n m=E9dica del lesionado, co=
n cuyo
seguimiento se actualiza peri=F3dicamente.

De conformidad con lo tratado entendemos un siniestro con cobertura en p=F3=
liza,
toda vez que la misma establece lo siguiente:

"Para que la cobertura de da=F1os materiales y/o corporales entre
federados sea aplicable, deber=E1 acreditarse la existencia del
siniestro mediante atestado de autoridad competente o, en su
defecto, mediante documentaci=F3n fehaciente que permita determinar las
circunstancias del hecho".

Es cierto que no hay atestado sino una denuncia posterior, no obstante, lo
expuesto en la misma coincide con la forma de ocurrencia descrita por el fe=
derado
causante. Pudiendo ratificarse con declaraciones de testigos identificados =
(el
resto de ciclistas que circulaban y el coche de asistencia que se encontrab=
a
detr=E1s). Esto cabe a nuestro juicio considerarlo como tal documentaci=F3n=
 fehaciente
que permite determinar las circunstancias del hecho.

Tendremos en cuenta el l=EDmite de 3.000 euros para da=F1os materiales, as=
=ED como la
franquicia de 120 euros.

Un saludo.
Allianz, Compa=F1=EDa de Seguros y Reaseguros, S.A.
[https://www.e-pacallianz.com/drxi14/images/RENOVA15.jpg]
Descubre las historias que nos hacen vibrar en nuestras redes sociales
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Tu privacidad nos importa. Consulta toda la informaci=F3n en nuestra Pol=ED=
tica de privaci<https://url.uk.m.mimecastprotect.com/s/Jo6aC86v4ckz4kmt9IgN=
syav4h?domain=3Dallianz.es>dad<https://url.uk.m.mimecastprotect.com/s/Jo6aC=
86v4ckz4kmt9IgNsyav4h?domain=3Dallianz.es>
Atenci=F3n al cliente 900 300 250  |   allianz.es<https://url.uk.m.mimecast=
protect.com/s/ZUarCYvAgc9NB9Kf0fJgsxuLtb?domain=3Dallianz.es>
15-10-2026 12:46:20  020141000410DRTC20


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<br>
<b>Enviado el:</b> jueves, 15 de octubre de 2026 13:02<br>
<b>Para:</b> Lidia Ortega Puerta &lt;Lidia.Ortega@bmsgroup.com&gt;<br>
<b>Asunto:</b> RV: S-671416361 - BMS 2026004489<o:p></o:p></span></p>
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<br>
<b>Enviado el:</b> jueves, 15 de octubre de 2026 12:46<br>
<b>Para:</b> Patricia Adarve &lt;<a href=3D"mailto:Patricia.Adarve@bmsgroup=
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<tr>
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<p class=3D"MsoNormal"><span style=3D"font-size:10.0pt;font-family:&quot;Al=
lianz Neo&quot;;color:white">C/ Ramirez de Arellano 35, 5=AA planta 28043-M=
adrid</span><span style=3D"font-size:1.0pt"><o:p></o:p></span></p>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
<tr style=3D"height:8.0pt">
<td width=3D"244" valign=3D"top" style=3D"width:183.0pt;padding:0cm .75pt 0=
cm .75pt;height:8.0pt">
<table class=3D"MsoNormalTable" border=3D"0" cellspacing=3D"0" cellpadding=
=3D"0" width=3D"100%" style=3D"width:100.0%;border-collapse:collapse">
<tbody>
<tr>
<td style=3D"padding:0cm 0cm 0cm 0cm">
<p class=3D"MsoNormal"><span style=3D"font-size:10.0pt;font-family:&quot;Al=
lianz Neo&quot;;color:white">Telf. 900300250&nbsp;&nbsp;&nbsp;Fax 932288635=
</span><span style=3D"font-size:1.0pt"><o:p></o:p></span></p>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
<tr style=3D"height:8.0pt">
<td width=3D"244" valign=3D"top" style=3D"width:183.0pt;padding:0cm .75pt 0=
cm .75pt;height:8.0pt">
<table class=3D"MsoNormalTable" border=3D"0" cellspacing=3D"0" cellpadding=
=3D"0" width=3D"100%" style=3D"width:100.0%;border-collapse:collapse">
<tbody>
<tr>
<td style=3D"padding:0cm 0cm 0cm 0cm">
<p class=3D"MsoNormal"><span style=3D"font-size:10.0pt;font-family:&quot;Al=
lianz Neo&quot;;color:white"><a href=3D"mailto:cts.diversoscentro@allianz.e=
s">cts.diversoscentro@allianz.es</a></span><span style=3D"font-size:1.0pt">=
<o:p></o:p></span></p>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
<p class=3D"MsoNormal"><span style=3D"font-size:10.0pt;font-family:&quot;Al=
lianz Neo&quot;;color:white">&nbsp;</span><span style=3D"font-size:1.0pt"><=
o:p></o:p></span></p>
</td>
</tr>
</tbody>
</table>
</td>
<td width=3D"290" valign=3D"top" style=3D"width:217.5pt;background:#606060;=
padding:3.75pt 3.75pt 3.75pt 3.75pt">
<table class=3D"MsoNormalTable" border=3D"0" cellspacing=3D"0" cellpadding=
=3D"0" width=3D"100%" style=3D"width:100.0%;border-collapse:collapse">
<tbody>
<tr>
<td style=3D"padding:1.5pt 1.5pt 6.0pt 1.5pt">
<p class=3D"MsoNormal"><span style=3D"font-size:10.0pt;font-family:&quot;Al=
lianz Neo&quot;;color:white">Para:
</span><span style=3D"font-size:1.0pt"><o:p></o:p></span></p>
</td>
</tr>
<tr>
<td style=3D"padding:0cm 0cm 0cm 0cm">
<table class=3D"MsoNormalTable" border=3D"0" cellspacing=3D"0" cellpadding=
=3D"0" width=3D"283" style=3D"width:212.25pt;border-collapse:collapse" id=
=3D"ex-table3">
<tbody>
<tr style=3D"height:16.0pt">
<td width=3D"281" valign=3D"top" style=3D"width:210.75pt;padding:.75pt .75p=
t .75pt .75pt;height:16.0pt">
<table class=3D"MsoNormalTable" border=3D"0" cellspacing=3D"0" cellpadding=
=3D"0" width=3D"100%" style=3D"width:100.0%;border-collapse:collapse">
<tbody>
<tr>
<td style=3D"padding:0cm 0cm 0cm 0cm">
<p class=3D"MsoNormal"><b><span style=3D"font-size:10.0pt;font-family:&quot=
;Allianz Neo&quot;;color:white">BMS MEDIACION IBERIA CORREDU DE SEGUR S.</s=
pan></b><span style=3D"font-size:1.0pt"><o:p></o:p></span></p>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
<tr style=3D"height:16.0pt">
<td width=3D"281" valign=3D"top" style=3D"width:210.75pt;padding:.75pt .75p=
t .75pt .75pt;height:16.0pt">
<table class=3D"MsoNormalTable" border=3D"0" cellspacing=3D"0" cellpadding=
=3D"0" width=3D"100%" style=3D"width:100.0%;border-collapse:collapse">
<tbody>
<tr>
<td style=3D"padding:0cm 0cm 0cm 0cm">
<p class=3D"MsoNormal"><span style=3D"font-size:10.0pt;font-family:&quot;Al=
lianz Neo&quot;;color:white">PASEO DE LA CASTELLANA, 28 EntrePlt 28046-MADR=
ID</span><span style=3D"font-size:1.0pt"><o:p></o:p></span></p>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
<tr style=3D"height:8.0pt">
<td width=3D"281" valign=3D"top" style=3D"width:210.75pt;padding:.75pt .75p=
t .75pt .75pt;height:8.0pt">
<table class=3D"MsoNormalTable" border=3D"0" cellspacing=3D"0" cellpadding=
=3D"0" width=3D"100%" style=3D"width:100.0%;border-collapse:collapse">
<tbody>
<tr>
<td style=3D"padding:0cm 0cm 0cm 0cm">
<p class=3D"MsoNormal"><span style=3D"font-size:10.0pt;font-family:&quot;Al=
lianz Neo&quot;;color:white">EMAIL
<a href=3D"mailto:Patricia.Adarve@bmsgroup.com">Patricia.Adarve@bmsgroup.co=
m</a></span><span style=3D"font-size:1.0pt"><o:p></o:p></span></p>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</div>
</td>
</tr>
<tr>
<td style=3D"padding:0cm 0cm 0cm 0cm">
<div align=3D"center">
<table class=3D"MsoNormalTable" border=3D"0" cellspacing=3D"0" cellpadding=
=3D"0" width=3D"600" style=3D"width:450.0pt;background:white" id=3D"ex-text=
box5">
<tbody>
<tr>
<td width=3D"598" valign=3D"top" style=3D"width:448.5pt;padding:0cm 0cm 0cm=
 0cm">
<div align=3D"center">
<table class=3D"MsoNormalTable" border=3D"0" cellspacing=3D"0" cellpadding=
=3D"0" width=3D"600" style=3D"width:450.0pt;border-collapse:collapse" id=3D=
"ex-table4">
<tbody>
<tr style=3D"height:5.0pt">
<td width=3D"503" valign=3D"top" style=3D"width:377.25pt;padding:3.75pt 3.7=
5pt 3.75pt 0cm;height:5.0pt">
</td>
<td width=3D"92" valign=3D"top" style=3D"width:69.0pt;padding:0cm 0cm 0cm 0=
cm;height:5.0pt">
</td>
</tr>
<tr>
<td width=3D"469" valign=3D"top" style=3D"width:351.75pt;padding:15.0pt 0cm=
 0cm 28.5pt">
<table class=3D"MsoNormalTable" border=3D"0" cellspacing=3D"0" cellpadding=
=3D"0" title=3D"http://www.allianz.es/" width=3D"130" style=3D"width:97.5pt=
" id=3D"ex-textbox3">
<tbody>
<tr style=3D"height:22.0pt">
<td width=3D"128" valign=3D"top" style=3D"width:96.0pt;padding:0cm 0cm 0cm =
0cm;height:22.0pt">
<p class=3D"MsoNormal"><img border=3D"0" width=3D"127" height=3D"38" style=
=3D"width:1.3229in;height:.3958in" id=3D"_x0000_i1036" src=3D"https://www.e=
-pacallianz.com/drxi14/images/LAZN0000.jpg"><o:p></o:p></p>
</td>
</tr>
</tbody>
</table>
</td>
<td width=3D"92" valign=3D"top" style=3D"width:69.0pt;padding:0cm 0cm 0cm 0=
cm">
<div align=3D"right">
<table class=3D"MsoNormalTable" border=3D"0" cellspacing=3D"0" cellpadding=
=3D"0" width=3D"100%" style=3D"width:100.0%;border-collapse:collapse" id=3D=
"ex-textbox4">
<tbody>
<tr>
<td style=3D"padding:24.0pt 0cm 0cm 0cm">
<div align=3D"right">
<table class=3D"MsoNormalTable" border=3D"0" cellspacing=3D"0" cellpadding=
=3D"0" title=3D"https://www.allianz.es/" width=3D"68" style=3D"width:51.0pt=
">
<tbody>
<tr style=3D"height:8.5pt">
<td width=3D"66" valign=3D"top" style=3D"width:49.5pt;padding:0cm 0cm 0cm 0=
cm;height:8.5pt">
<div align=3D"right">
<table class=3D"MsoNormalTable" border=3D"0" cellspacing=3D"0" cellpadding=
=3D"0" width=3D"100%" style=3D"width:100.0%;border-collapse:collapse">
<tbody>
<tr>
<td style=3D"padding:0cm 0cm 0cm 0cm">
<p class=3D"MsoNormal" align=3D"right" style=3D"text-align:right"><span sty=
le=3D"font-size:10.0pt;font-family:&quot;Allianz Neo&quot;;color:#003882">a=
llianz.es</span><span style=3D"font-size:1.0pt"><o:p></o:p></span></p>
</td>
</tr>
</tbody>
</table>
</div>
</td>
</tr>
</tbody>
</table>
</div>
</td>
</tr>
</tbody>
</table>
</div>
</td>
</tr>
</tbody>
</table>
</div>
</td>
</tr>
</tbody>
</table>
</div>
</td>
</tr>
<tr style=3D"height:29.0pt">
<td style=3D"padding:0cm 0cm 0cm 0cm;height:29.0pt"></td>
</tr>
<tr>
<td style=3D"padding:0cm 0cm 0cm 0cm">
<div align=3D"center">
<table class=3D"MsoNormalTable" border=3D"0" cellspacing=3D"0" cellpadding=
=3D"0" width=3D"600" style=3D"width:450.0pt;background:white" id=3D"ex-text=
box6">
<tbody>
<tr>
<td width=3D"598" valign=3D"top" style=3D"width:448.5pt;padding:0cm 0cm 0cm=
 0cm">
<div align=3D"center">
<table class=3D"MsoNormalTable" border=3D"0" cellspacing=3D"0" cellpadding=
=3D"0" width=3D"600" style=3D"width:450.0pt;border-collapse:collapse" id=3D=
"ex-table5">
<tbody>
<tr style=3D"height:15.0pt">
<td width=3D"600" valign=3D"top" style=3D"width:450.0pt;padding:0cm 0cm .75=
pt 0cm;height:15.0pt">
<p class=3D"MsoNormal"><img border=3D"0" width=3D"600" height=3D"30" style=
=3D"width:6.25in;height:.3125in" id=3D"_x0000_i1035" src=3D"https://www.e-p=
acallianz.com/drxi14/images/RENOVA24.jpg"><o:p></o:p></p>
</td>
</tr>
</tbody>
</table>
</div>
</td>
</tr>
</tbody>
</table>
</div>
</td>
</tr>
<tr>
<td style=3D"padding:0cm 0cm 0cm 0cm">
<table class=3D"MsoNormalTable" border=3D"0" cellspacing=3D"0" cellpadding=
=3D"0" width=3D"600" style=3D"width:450.0pt;border-collapse:collapse" id=3D=
"ex-textbox7">
<tbody>
<tr>
<td width=3D"600" style=3D"width:450.0pt;padding:11.25pt 0cm 0cm 0cm">
<div align=3D"center">
<table class=3D"MsoNormalTable" border=3D"0" cellspacing=3D"0" cellpadding=
=3D"0" width=3D"416" style=3D"width:312.0pt;background:#E6E6E6" id=3D"ex-ta=
ble6">
<tbody>
<tr>
<td width=3D"412" valign=3D"top" style=3D"width:309.0pt;padding:0cm 0cm 0cm=
 0cm">
<table class=3D"MsoNormalTable" border=3D"0" cellspacing=3D"0" cellpadding=
=3D"0" width=3D"416" style=3D"width:312.0pt;border-collapse:collapse">
<tbody>
<tr style=3D"height:5.5pt">
<td width=3D"178" valign=3D"top" style=3D"width:133.5pt;padding:0cm 0cm 0cm=
 0cm;height:5.5pt">
<table class=3D"MsoNormalTable" border=3D"0" cellspacing=3D"0" cellpadding=
=3D"0" width=3D"100%" style=3D"width:100.0%;border-collapse:collapse">
<tbody>
<tr>
<td style=3D"padding:0cm 0cm 0cm 0cm">
<p class=3D"MsoNormal"><span style=3D"font-size:10.0pt;font-family:&quot;Ve=
rdana&quot;,sans-serif;color:black">&nbsp;</span><span style=3D"font-size:1=
0.0pt;font-family:&quot;Verdana&quot;,sans-serif;color:#E6E6E6">.</span><sp=
an style=3D"font-size:1.0pt"><o:p></o:p></span></p>
</td>
</tr>
</tbody>
</table>
</td>
<td width=3D"229" valign=3D"top" style=3D"width:171.75pt;padding:3.75pt 3.7=
5pt 3.75pt 3.75pt;height:5.5pt">
</td>
</tr>
<tr style=3D"height:16.0pt">
<td width=3D"170" style=3D"width:127.5pt;padding:0cm 6.0pt 0cm 0cm;height:1=
6.0pt">
<div align=3D"right">
<table class=3D"MsoNormalTable" border=3D"0" cellspacing=3D"0" cellpadding=
=3D"0" width=3D"100%" style=3D"width:100.0%;border-collapse:collapse">
<tbody>
<tr>
<td style=3D"padding:0cm 0cm 0cm 0cm">
<p class=3D"MsoNormal" align=3D"right" style=3D"text-align:right"><b><span =
style=3D"font-size:11.5pt;font-family:&quot;Allianz Neo&quot;;color:#007AB3=
">Siniestro:</span></b><span style=3D"font-size:1.0pt"><o:p></o:p></span></=
p>
</td>
</tr>
</tbody>
</table>
</div>
</td>
<td width=3D"231" style=3D"width:173.25pt;border:none;border-left:solid #00=
7AB3 1.5pt;padding:0cm 0cm 0cm 5.25pt;height:16.0pt">
<table class=3D"MsoNormalTable" border=3D"0" cellspacing=3D"0" cellpadding=
=3D"0" width=3D"100%" style=3D"width:100.0%;border-collapse:collapse">
<tbody>
<tr>
<td style=3D"padding:0cm 0cm 0cm 0cm">
<p class=3D"MsoNormal"><b><span style=3D"font-size:10.0pt;font-family:&quot=
;Allianz Neo&quot;;color:#707070">671416361 / 680-8612</span></b><span styl=
e=3D"font-size:1.0pt"><o:p></o:p></span></p>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
<tr style=3D"height:16.0pt">
<td width=3D"170" style=3D"width:127.5pt;padding:0cm 6.0pt 0cm 0cm;height:1=
6.0pt">
<div align=3D"right">
<table class=3D"MsoNormalTable" border=3D"0" cellspacing=3D"0" cellpadding=
=3D"0" width=3D"100%" style=3D"width:100.0%;border-collapse:collapse">
<tbody>
<tr>
<td style=3D"padding:0cm 0cm 0cm 0cm">
<p class=3D"MsoNormal" align=3D"right" style=3D"text-align:right"><b><span =
style=3D"font-size:11.5pt;font-family:&quot;Allianz Neo&quot;;color:#007AB3=
">Asegurado:</span></b><span style=3D"font-size:1.0pt"><o:p></o:p></span></=
p>
</td>
</tr>
</tbody>
</table>
</div>
</td>
<td width=3D"231" style=3D"width:173.25pt;border:none;border-left:solid #00=
7AB3 1.5pt;padding:0cm 0cm 0cm 5.25pt;height:16.0pt">
<table class=3D"MsoNormalTable" border=3D"0" cellspacing=3D"0" cellpadding=
=3D"0" width=3D"100%" style=3D"width:100.0%;border-collapse:collapse">
<tbody>
<tr>
<td style=3D"padding:0cm 0cm 0cm 0cm">
<p class=3D"MsoNormal"><b><span style=3D"font-size:10.0pt;font-family:&quot=
;Allianz Neo&quot;;color:#707070">FEDERACI</span></b><span style=3D"font-si=
ze:1.0pt"><o:p></o:p></span></p>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
<tr style=3D"height:16.0pt">
<td width=3D"170" style=3D"width:127.5pt;padding:0cm 6.0pt 0cm 0cm;height:1=
6.0pt">
<div align=3D"right">
<table class=3D"MsoNormalTable" border=3D"0" cellspacing=3D"0" cellpadding=
=3D"0" width=3D"100%" style=3D"width:100.0%;border-collapse:collapse">
<tbody>
<tr>
<td style=3D"padding:0cm 0cm 0cm 0cm">
<p class=3D"MsoNormal" align=3D"right" style=3D"text-align:right"><b><span =
style=3D"font-size:11.5pt;font-family:&quot;Allianz Neo&quot;;color:#007AB3=
">FECHA SINIESTRO:</span></b><span style=3D"font-size:1.0pt"><o:p></o:p></s=
pan></p>
</td>
</tr>
</tbody>
</table>
</div>
</td>
<td width=3D"231" style=3D"width:173.25pt;border:none;border-left:solid #00=
7AB3 1.5pt;padding:0cm 0cm 0cm 5.25pt;height:16.0pt">
<table class=3D"MsoNormalTable" border=3D"0" cellspacing=3D"0" cellpadding=
=3D"0" width=3D"100%" style=3D"width:100.0%;border-collapse:collapse">
<tbody>
<tr>
<td style=3D"padding:0cm 0cm 0cm 0cm">
<p class=3D"MsoNormal"><b><span style=3D"font-size:10.0pt;font-family:&quot=
;Allianz Neo&quot;;color:#707070">12-07-2026</span></b><span style=3D"font-=
size:1.0pt"><o:p></o:p></span></p>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
<tr style=3D"height:5.5pt">
<td width=3D"178" valign=3D"top" style=3D"width:133.5pt;padding:0cm 0cm 0cm=
 0cm;height:5.5pt">
<table class=3D"MsoNormalTable" border=3D"0" cellspacing=3D"0" cellpadding=
=3D"0" width=3D"100%" style=3D"width:100.0%;border-collapse:collapse">
<tbody>
<tr>
<td style=3D"padding:0cm 0cm 0cm 0cm">
<p class=3D"MsoNormal"><span style=3D"font-size:10.0pt;font-family:&quot;Ve=
rdana&quot;,sans-serif;color:black">&nbsp;</span><span style=3D"font-size:1=
0.0pt;font-family:&quot;Verdana&quot;,sans-serif;color:#E6E6E6">.</span><sp=
an style=3D"font-size:1.0pt"><o:p></o:p></span></p>
</td>
</tr>
</tbody>
</table>
</td>
<td width=3D"229" valign=3D"top" style=3D"width:171.75pt;padding:3.75pt 3.7=
5pt 3.75pt 3.75pt;height:5.5pt">
</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</div>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
<tr>
<td style=3D"padding:0cm 0cm 0cm 0cm">
<div align=3D"center">
<table class=3D"MsoNormalTable" border=3D"0" cellspacing=3D"0" cellpadding=
=3D"0" width=3D"600" style=3D"width:450.0pt;background:white" id=3D"ex-text=
box8">
<tbody>
<tr>
<td width=3D"598" valign=3D"top" style=3D"width:448.5pt;padding:0cm 0cm 0cm=
 0cm">
<div align=3D"center">
<table class=3D"MsoNormalTable" border=3D"0" cellspacing=3D"0" cellpadding=
=3D"0" width=3D"600" style=3D"width:450.0pt;border-collapse:collapse" id=3D=
"ex-table7">
<tbody>
<tr style=3D"height:20.5pt">
<td width=3D"600" valign=3D"top" style=3D"width:450.0pt;padding:0cm 0cm .75=
pt 0cm;height:20.5pt">
<p class=3D"MsoNormal"><img border=3D"0" width=3D"600" height=3D"30" style=
=3D"width:6.25in;height:.3125in" id=3D"_x0000_i1034" src=3D"https://www.e-p=
acallianz.com/drxi14/images/RENOVA25.jpg"><o:p></o:p></p>
</td>
</tr>
</tbody>
</table>
</div>
</td>
</tr>
</tbody>
</table>
</div>
</td>
</tr>
<tr>
<td style=3D"padding:0cm 0cm 0cm 0cm">
<div align=3D"center">
<table class=3D"MsoNormalTable" border=3D"0" cellspacing=3D"0" cellpadding=
=3D"0" style=3D"border-collapse:collapse">
<tbody>
<tr>
<td width=3D"491" style=3D"width:368.25pt;padding:0cm 0cm 0cm 0cm">
<table class=3D"MsoNormalTable" border=3D"0" cellspacing=3D"0" cellpadding=
=3D"0" width=3D"100%" style=3D"width:100.0%;border-collapse:collapse">
<tbody>
<tr>
<td style=3D"padding:0cm 0cm 0cm 0cm"></td>
</tr>
<tr>
<td style=3D"padding:0cm 0cm 0cm 0cm">
<p class=3D"MsoNormal"><span style=3D"font-size:10.0pt;font-family:&quot;Al=
lianz Neo&quot;;color:black">15 de Octubre de 2026&nbsp;&nbsp;&nbsp;&nbsp;&=
nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbs=
p;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&=
nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbs=
p;&nbsp;&nbsp;<br>
<br>
<br>
<br>
Buenos d=EDas,<br>
<br>
Con motivo de su consulta sobre la reserva, les informamos que actualmente =
cabe <br>
mantener la misma, a la espera de la evoluci=F3n m=E9dica del lesionado, co=
n cuyo <br>
seguimiento se actualiza peri=F3dicamente.<br>
<br>
De conformidad con lo tratado entendemos un siniestro con cobertura en p=F3=
liza, <br>
toda vez que la misma establece lo siguiente:<br>
<br>
&quot;Para que la cobertura de da=F1os materiales y/o corporales entre<br>
federados sea aplicable, deber=E1 acreditarse la existencia del<br>
siniestro mediante atestado de autoridad competente o, en su<br>
defecto, mediante documentaci=F3n fehaciente que permita determinar las <br=
>
circunstancias del hecho&quot;.<br>
<br>
Es cierto que no hay atestado sino una denuncia posterior, no obstante, lo =
<br>
expuesto en la misma coincide con la forma de ocurrencia descrita por el fe=
derado
<br>
causante. Pudiendo ratificarse con declaraciones de testigos identificados =
(el <br>
resto de ciclistas que circulaban y el coche de asistencia que se encontrab=
a <br>
detr=E1s). Esto cabe a nuestro juicio considerarlo como tal documentaci=F3n=
 fehaciente
<br>
que permite determinar las circunstancias del hecho.<br>
<br>
Tendremos en cuenta el l=EDmite de 3.000 euros para da=F1os materiales, as=
=ED como la <br>
franquicia de 120 euros.<br>
<br>
Un saludo.</span><span style=3D"font-size:1.0pt"><o:p></o:p></span></p>
</td>
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<p class=3D"MsoNormal"><b><span style=3D"font-size:10.0pt;font-family:&quot=
;Allianz Neo&quot;;color:black">Allianz, Compa=F1=EDa de Seguros y Reasegur=
os, S.A.</span></b><span style=3D"font-size:1.0pt"><o:p></o:p></span></p>
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<td width=3D"600" valign=3D"top" style=3D"width:450.0pt;padding:45.0pt 0cm =
30.0pt 0cm">
<p class=3D"MsoNormal" align=3D"center" style=3D"text-align:center"><img bo=
rder=3D"0" width=3D"252" height=3D"32" style=3D"width:2.625in;height:.3333i=
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<p class=3D"MsoNormal" align=3D"center" style=3D"text-align:center"><span c=
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anz Neo&quot;;color:#414141">Descubre las</span></span><span class=3D"iblid=
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;color:#F86200">
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span style=3D"font-size:9.0pt;font-family:&quot;Allianz Neo&quot;;color:#41=
4141"> en nuestras redes sociales</span></span><span style=3D"font-size:1.0=
pt"><o:p></o:p></span></p>
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m 3.75pt">
<table class=3D"MsoNormalTable" border=3D"0" cellspacing=3D"0" cellpadding=
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<p class=3D"MsoNormal"><b><span style=3D"font-size:7.0pt;font-family:&quot;=
Allianz Neo&quot;;color:#414141">Tu privacidad nos importa.
</span></b><span style=3D"font-size:7.0pt;font-family:&quot;Allianz Neo&quo=
t;;color:#414141">Consulta toda la informaci=F3n en nuestra<b><u>
<a href=3D"https://url.uk.m.mimecastprotect.com/s/Jo6aC86v4ckz4kmt9IgNsyav4=
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<span style=3D"color:#414141">Pol=EDtica de privaci</span></a><a href=3D"ht=
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1">Atenci=F3n al cliente</span></b><span style=3D"font-family:&quot;Allianz=
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</span><span style=3D"font-size:9.0pt;font-family:&quot;Allianz Neo&quot;;c=
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