De: Enrique Belda <Enrique.Belda@bmsgroup.com><br>Enviado el: Thursday, 15 October 2026 08:39<br>Para: Aguila, Cristobal (Allianz Compania de Seguros y Reaseguros S.A.) <cristobal.aguila@allianz.es><br>CC: Francisco González <Francisco.Gonzalez@bmsgroup.com>, Carlos Sánchez-Belda <Carlos.Sanchez@bmsgroup.com><br>Asunto: s#2026006090#  MAIL A ALLIANZ COBERTURA ROTURA POLIZAS MILTIRRIEGO EMPRESARIAL<br>Received: from DU4PR08MB11271.eurprd08.prod.outlook.com (2603:10a6:10:61c::15)
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From: Enrique Belda <Enrique.Belda@bmsgroup.com>
To: "Aguila, Cristobal (Allianz Compania de Seguros y Reaseguros S.A.)"
	<cristobal.aguila@allianz.es>
CC: =?iso-8859-1?Q?Francisco_Gonz=E1lez?= <Francisco.Gonzalez@bmsgroup.com>,
	=?iso-8859-1?Q?Carlos_S=E1nchez-Belda?= <Carlos.Sanchez@bmsgroup.com>
Subject: s#2026006090#  MAIL A ALLIANZ COBERTURA ROTURA POLIZAS MILTIRRIEGO
 EMPRESARIAL
Thread-Topic: s#2026006090#  MAIL A ALLIANZ COBERTURA ROTURA POLIZAS
 MILTIRRIEGO EMPRESARIAL
Thread-Index: Ad1cbdsLLpU48dOzSZ+Wvw2KP9fcqw==
Date: Thu, 15 Oct 2026 06:39:08 +0000
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Buenos d=EDas Cristobal.

Te escribo por si nos puedes echar una mano y que est=E9is al tanto de un p=
roblema que nos estamos encontrando desde BMS con las p=F3lizas de ALLIANZ =
MILTIRRIEGO EMPRESARIAL, en este caso la que te indicamos pol.049877995 (ad=
junto) nos acaba de trasladar rotura de cristal de vitrocer=E1mica, es un c=
liente integral del grupo por lo que necesitamos resolverlo.

La rotura de cristal de vitrocer=E1mica no est=E1 cubierta en este tipo de =
p=F3lizas por la garant=EDa de rotura. La actividad como puedes ver es Resi=
dencia hotelera. Hostal. Apartahotel. Son apartamentos que se alquilan con =
cocina, por lo que tienen vitrocer=E1micas. (adjunto pantallazo garant=EDa =
rotura en p=F3liza)

[cid:image004.png@01DD5C7E.E0D45770]


Necesitamos nos ayudes a resolver de cara al siniestro por un lado y por ot=
ros posibles casos similares en el futuro. Vemos conveniente que se incluya=
 o se realice alg=FAn tipo de cl=E1usula para que cubra estos casos, por lo=
 que pongo al departamento de producci=F3n con el fin est=E9n al tanto de d=
icha problem=E1tica y entre todos poder buscar una soluci=F3n.

Quedamos a la espera noticias por vuestra parte.

Muchas gracias de antemano.

Un abrazo.


Enrique Belda
Claims Handler


Tel=E9fono:            +34 954 28 62 16  (Opc. 2 )
Directo:              +34 955 25 54 29
Email:                enrique.belda@bmsgroup.com<mailto:enrique.belda@bmsgr=
oup.com>

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Eisenar Seguros, S.L.
Avenida de la Palmera 29,
41013 - Sevilla
www.bmsgroup.com<https://protect-eu.mimecast.com/s/3RisCqY0NfzlN3piX8c5d?do=
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o imprescindible para ello acreditar haber formulado la queja o reclamaci=
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BMS Mediaci=F3n Iberia Corredur=EDa de Seguros y Reaseguros S.L.U., con dom=
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es con las claves n=BA J-3606 para seguro directo y RJ-0081 para reaseguro.=
 Dicho Registro es p=FAblico y puede consultarse en la p=E1gina web www.dgs=
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BMS Group Ltd is authorised and regulated by the Financial Conduct Authorit=
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<p class=3D"MsoNormal">Buenos d=EDas Cristobal.<o:p></o:p></p>
<p class=3D"MsoNormal"><o:p>&nbsp;</o:p></p>
<p class=3D"MsoNormal">Te escribo por si nos puedes echar una mano y que es=
t=E9is al tanto de un problema que nos estamos encontrando desde BMS con la=
s p=F3lizas de ALLIANZ MILTIRRIEGO EMPRESARIAL, en este caso la que te indi=
camos pol.049877995 (adjunto) nos acaba
 de trasladar rotura de cristal de vitrocer=E1mica, es un cliente integral =
del grupo por lo que necesitamos resolverlo.<o:p></o:p></p>
<p class=3D"MsoNormal"><o:p>&nbsp;</o:p></p>
<p class=3D"MsoNormal">La rotura de cristal de vitrocer=E1mica no est=E1 cu=
bierta en este tipo de p=F3lizas por la garant=EDa de rotura. La actividad =
como puedes ver es Residencia hotelera. Hostal. Apartahotel. Son apartament=
os que se alquilan con cocina, por lo que
 tienen vitrocer=E1micas. (adjunto pantallazo garant=EDa rotura en p=F3liza=
)<o:p></o:p></p>
<p class=3D"MsoNormal"><o:p>&nbsp;</o:p></p>
<p class=3D"MsoNormal"><img width=3D"322" height=3D"188" style=3D"width:3.3=
584in;height:1.9622in" id=3D"_x0000_i1028" src=3D"cid:image004.png@01DD5C7E=
.E0D45770"><o:p></o:p></p>
<p class=3D"MsoNormal"><o:p>&nbsp;</o:p></p>
<p class=3D"MsoNormal"><b><o:p>&nbsp;</o:p></b></p>
<p class=3D"MsoNormal">Necesitamos nos ayudes a resolver de cara al siniest=
ro por un lado y por otros posibles casos similares en el futuro. Vemos con=
veniente que se incluya o se realice alg=FAn tipo de cl=E1usula para que cu=
bra estos casos, por lo que pongo al departamento
 de producci=F3n con el fin est=E9n al tanto de dicha problem=E1tica y entr=
e todos poder buscar una soluci=F3n.<o:p></o:p></p>
<p class=3D"MsoNormal"><o:p>&nbsp;</o:p></p>
<p class=3D"MsoNormal">Quedamos a la espera noticias por vuestra parte.<o:p=
></o:p></p>
<p class=3D"MsoNormal"><o:p>&nbsp;</o:p></p>
<p class=3D"MsoNormal">Muchas gracias de antemano.<o:p></o:p></p>
<p class=3D"MsoNormal"><o:p>&nbsp;</o:p></p>
<p class=3D"MsoNormal">Un abrazo.<o:p></o:p></p>
<p class=3D"MsoNormal"><o:p>&nbsp;</o:p></p>
<p class=3D"MsoNormal"><b><span style=3D"font-size:12.0pt;color:#2B2655;mso=
-fareast-language:ES"><o:p>&nbsp;</o:p></span></b></p>
<p class=3D"MsoNormal"><b><span style=3D"font-size:12.0pt;color:#2B2655;mso=
-fareast-language:ES">Enrique Belda</span></b><b><span style=3D"color:#2B26=
55;mso-ligatures:none;mso-fareast-language:ES"><o:p></o:p></span></b></p>
<p class=3D"MsoNormal"><span style=3D"font-size:12.0pt;color:#ED7D31;mso-fa=
reast-language:ES">Claims Handler<o:p></o:p></span></p>
<p class=3D"MsoNormal"><span style=3D"font-size:12.0pt;color:#ED7D31;mso-fa=
reast-language:ES"><o:p>&nbsp;</o:p></span></p>
<p class=3D"MsoNormal"><b><span style=3D"font-size:12.0pt;mso-fareast-langu=
age:ES">&nbsp;<o:p></o:p></span></b></p>
<p class=3D"MsoNormal"><span style=3D"font-size:12.0pt;mso-fareast-language=
:ES">Tel=E9fono:&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp=
; &nbsp;+34 954 28 62 16&nbsp; (Opc. 2 )
<o:p></o:p></span></p>
<p class=3D"MsoNormal"><span style=3D"font-size:12.0pt;mso-fareast-language=
:ES">Directo:&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&=
nbsp;&nbsp;&nbsp;+34 955&nbsp;25 54 29</span><span lang=3D"PT-BR" style=3D"=
font-size:12.0pt;mso-fareast-language:ES"><o:p></o:p></span></p>
<p class=3D"MsoNormal"><span style=3D"font-size:12.0pt;color:#44546A;mso-fa=
reast-language:EN-GB">Email:</span><span style=3D"font-size:12.0pt;color:#1=
F497D;mso-fareast-language:ES">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&n=
bsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</span><u><span style=3D"font=
-size:12.0pt;color:blue;mso-fareast-language:ES">&nbsp;</span></u><u><span =
lang=3D"EN-GB" style=3D"font-size:12.0pt;color:blue;mso-fareast-language:ES=
"><a href=3D"mailto:enrique.belda@bmsgroup.com"><span lang=3D"ES" style=3D"=
color:blue">enrique.belda@bmsgroup.com</span></a></span></u><span style=3D"=
font-size:12.0pt"><o:p></o:p></span></p>
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</td>
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<tr>
<td width=3D"387" valign=3D"top" style=3D"width:290.6pt;padding:0cm 0cm 2.8=
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<p class=3D"MsoNormal" style=3D"line-height:105%"><span style=3D"font-size:=
12.0pt;line-height:105%;color:#44546A;mso-fareast-language:EN-GB">Eisenar S=
eguros</span><span lang=3D"ES-TRAD" style=3D"font-size:12.0pt;line-height:1=
05%;color:#44546A;mso-fareast-language:EN-GB">,
 S.L.</span><span lang=3D"ES-TRAD" style=3D"font-family:&quot;Calibri&quot;=
,sans-serif;color:#44546A;mso-fareast-language:EN-GB"><o:p></o:p></span></p=
>
<p class=3D"MsoNormal" style=3D"line-height:105%"><span lang=3D"ES-TRAD" st=
yle=3D"font-size:12.0pt;line-height:105%;color:#44546A;mso-fareast-language=
:EN-GB">Avenida de la Palmera 29,<o:p></o:p></span></p>
<p class=3D"MsoNormal" style=3D"line-height:105%"><span lang=3D"ES-TRAD" st=
yle=3D"font-size:12.0pt;line-height:105%;color:#44546A;mso-fareast-language=
:EN-GB">41013 - Sevilla<o:p></o:p></span></p>
<p class=3D"MsoNormal" style=3D"line-height:105%"><span style=3D"font-size:=
12.0pt;line-height:105%;mso-fareast-language:ES"><a href=3D"https://protect=
-eu.mimecast.com/s/3RisCqY0NfzlN3piX8c5d?domain=3Dbmsgroup.com/"><span styl=
e=3D"color:blue">www.bmsgroup.com</span></a>
<o:p></o:p></span></p>
</td>
</tr>
</tbody>
</table>
<p class=3D"MsoNormal"><o:p>&nbsp;</o:p></p>
<p class=3D"MsoNormal"><o:p>&nbsp;</o:p></p>
<table class=3D"MsoNormalTable" border=3D"0" cellspacing=3D"0" cellpadding=
=3D"0" style=3D"border-collapse:collapse">
<tbody>
<tr>
<td width=3D"387" colspan=3D"4" valign=3D"top" style=3D"width:290.6pt;borde=
r:none;border-top:solid #F08700 1.0pt;padding:0cm 0cm 2.85pt 0cm">
<p class=3D"MsoNormal" style=3D"line-height:105%"><span style=3D"font-size:=
4.0pt;line-height:105%;mso-fareast-language:ES"><o:p>&nbsp;</o:p></span></p=
>
</td>
</tr>
<tr>
<td width=3D"29" valign=3D"top" style=3D"width:21.55pt;padding:0cm 0cm 2.85=
pt 0cm">
<p class=3D"MsoNormal" style=3D"line-height:105%"><a href=3D"https://twitte=
r.com/BMSGROUP"><span style=3D"font-size:12.0pt;line-height:105%;color:wind=
owtext;mso-fareast-language:EN-GB;text-decoration:none"><img border=3D"0" w=
idth=3D"23" height=3D"23" style=3D"width:.2358in;height:.2358in" id=3D"Imag=
en_x0020_2" src=3D"cid:image002.jpg@01DD5BD3.267BD660"></span></a><span sty=
le=3D"mso-fareast-language:ES"><o:p></o:p></span></p>
</td>
<td width=3D"104" valign=3D"top" style=3D"width:77.7pt;padding:0cm 0cm 2.85=
pt 0cm">
<p class=3D"MsoNormal" style=3D"margin-top:2.0pt;line-height:105%"><span st=
yle=3D"font-size:12.0pt;line-height:105%;mso-fareast-language:ES"><a href=
=3D"https://twitter.com/BMSGROUP"><span style=3D"color:blue">@bmsgroup</spa=
n></a><o:p></o:p></span></p>
</td>
<td width=3D"31" valign=3D"top" style=3D"width:23.25pt;padding:0cm 0cm 2.85=
pt 0cm">
<p class=3D"MsoNormal" style=3D"line-height:105%"><a href=3D"http://uk.link=
edin.com/company/bms-group"><span style=3D"font-size:12.0pt;line-height:105=
%;color:windowtext;mso-fareast-language:EN-GB;text-decoration:none"><img bo=
rder=3D"0" width=3D"23" height=3D"23" style=3D"width:.2358in;height:.2358in=
" id=3D"Imagen_x0020_3" src=3D"cid:image003.jpg@01DD5BD3.267BD660"></span><=
/a><span style=3D"font-size:12.0pt;line-height:105%;mso-fareast-language:ES=
"><o:p></o:p></span></p>
</td>
<td width=3D"224" valign=3D"top" style=3D"width:168.1pt;padding:0cm 0cm 2.8=
5pt 0cm">
<p class=3D"MsoNormal" style=3D"margin-top:2.0pt;line-height:105%"><span st=
yle=3D"font-size:12.0pt;line-height:105%;mso-fareast-language:ES"><a href=
=3D"http://uk.linkedin.com/company/bms-group"><span style=3D"color:blue">Jo=
in us on</span></a><o:p></o:p></span></p>
</td>
</tr>
</tbody>
</table>
<p class=3D"MsoNormal"><span style=3D"mso-fareast-language:ES"><o:p>&nbsp;<=
/o:p></span></p>
<p class=3D"MsoNormal" style=3D"mso-margin-top-alt:auto;mso-margin-bottom-a=
lt:auto"><span style=3D"font-family:&quot;Calibri&quot;,sans-serif;mso-fare=
ast-language:ES"><o:p>&nbsp;</o:p></span></p>
<p class=3D"MsoNormal"><o:p>&nbsp;</o:p></p>
</div>
<style>=0A=
p{=0A=
	font-family: Tahoma;=0A=
	font-weight: normal;=0A=
	font-size: 7px;=0A=
}=0A=
</style>
<p>Este correo electr=F3nico, as=ED como sus adjuntos, es confidencial y pu=
ede contener informaci=F3n sujeta a copyright o legalmente confidencial. Pu=
ede ser le=EDdo, copiado y utilizado tan solo por el destinatario de este. =
Si usted lo ha recibido por error queda
 informado por la presente de que cualquier difusi=F3n, distribuci=F3n o co=
pia est=E1 estrictamente prohibida. Si ha recibido este correo por error po=
r favor notif=EDquelo al remitente inmediatamente y destruya el mensaje con=
 todas sus copias y adjuntos. La seguridad
 y fiabilidad del correo electr=F3nico no est=E1 asegurada. Adicionalmente,=
 no se aceptar=E1 responsabilidad de ning=FAn tipo por posibles virus y es =
su responsabilidad escanear cualquier archivo adjunto. Le informamos que po=
r motivos empresariales lo correos electr=F3nicos,
 tanto recibidos como enviados, son monitoreados y archivados. </p>
<p>BMS Mediaci=F3n Iberia Corredur=EDa de Seguros y Reaseguros S.L.U. es el=
 responsable del tratamiento de sus datos de car=E1cter personal. Puede pon=
erse en contacto con nosotros en nuestra direcci=F3n postal as=ED como a tr=
av=E9s de nuestro Responsable de Protecci=F3n
 de datos en la direcci=F3n de correo electr=F3nico: dataprotection@bmsgrou=
p.com. Tambi=E9n puede usar esta direcci=F3n de correo electr=F3nico para e=
jercitar cualquiera de sus derechos reconocidos en la legislaci=F3n sobre p=
rotecci=F3n de datos. Trataremos sus datos de
 car=E1cter personal de conformidad con la normativa de aplicaci=F3n y conf=
orme a nuestra pol=EDtica de protecci=F3n de datos. Puede consultar la info=
rmaci=F3n adicional y detallada sobre nuestra Pol=EDtica de Protecci=F3n de=
 Datos solicitando que le facilitemos una copia
 de la misma en la direcci=F3n de correo protecciondatos@bmsgroup.com. Trat=
aremos sus datos de car=E1cter personal con la finalidad de remitirle la in=
formaci=F3n solicitada por Usted as=ED como para incluirlos en nuestras bas=
es de datos al objeto de gestionar la suscripci=F3n
 de potenciales contratos de seguro objeto de la informaci=F3n solicitada. =
Puede oponerse a este tratamiento de sus datos con fines comerciales en cua=
lquier momento comunic=E1ndonoslo a trav=E9s del correo electr=F3nico prote=
cciondatos@bmsgroup.com. No transferiremos
 sus datos personales a terceros a menos que la ley nos lo exija expresamen=
te o lo necesitemos para poder proveerle nuestros servicios. Podr=EDamos tr=
asferir sus datos personales a pa=EDses fuera de la EEA como, espec=EDficam=
ente, Reino Unido donde la legislaci=F3n
 sobre protecci=F3n de datos podr=EDa no ofrecer el mismo nivel de protecci=
=F3n. No obstante, sus datos personales ser=E1n adecuadamente protegidos po=
r cl=E1usulas contractuales aprobadas por la Comisi=F3n Europea y normas co=
rporativas apropiadas.
</p>
<p>As=ED mismo, le comunicamos que para atender y resolver las quejas y rec=
lamaciones, BMS Mediaci=F3n Iberia Corredur=EDa de Seguros y Reaseguros S.L=
.U. dispone de un Servicio de Atenci=F3n al Cliente externalizado en INADE,=
 Instituto Atl=E1ntico del Seguro, S.L., con
 domicilio C/La Paz 2, Bajo 36202 - Vigo (PONTEVEDRA) y correo electr=F3nic=
o atencioncliente@inade.org. Dicho Servicio tiene la obligaci=F3n de resolv=
er dichas quejas o reclamaciones en el plazo m=E1ximo de un mes en caso de =
que usted tenga la consideraci=F3n de &#8220;consumidor&#8221;
 y de dos meses en el resto de supuestos. Si dicha resoluci=F3n no fuera de=
l agrado del Cliente, podr=E1 dirigirse al Servicio de Reclamaciones de la =
Direcci=F3n General de Seguros y Fondos de Pensiones, siendo imprescindible=
 para ello acreditar haber formulado la
 queja o reclamaci=F3n, por escrito, ante el Servicio de Atenci=F3n al Clie=
nte de la Corredur=EDa.
</p>
<p>BMS Mediaci=F3n Iberia Corredur=EDa de Seguros y Reaseguros S.L.U., con =
domicilio social en Paseo de la Castellana 28, Entreplanta, 28046 Madrid, E=
spa=F1a, con CIF B-88053186 est=E1 inscrita en el Registro de Mediadores de=
 Seguros y Reaseguros de la Direcci=F3n General
 de Seguros y Fondos de Pensiones con las claves n=BA J-3606 para seguro di=
recto y RJ-0081 para reaseguro. Dicho Registro es p=FAblico y puede consult=
arse en la p=E1gina web www.dgsfp.mineco.es. Asimismo, se encuentra inscrit=
a en el Registro Mercantil de Madrid,
 Tomo 37588, Folio 82, Hoja M-669943. BMS Mediaci=F3n Iberia Corredur=EDa d=
e Seguros y Reaseguros S.L.U. tiene concertado un Seguro de Responsabilidad=
 Civil y la Capacidad Financiera legalmente establecida en el Real Decreto-=
ley 3/2020, de 4 de febrero.
</p>
<p>BMS Group Ltd is authorised and regulated by the Financial Conduct Autho=
rity (No.309686). Registered in England at One America Square, London, EC3N=
 2LS (No. 1479949). Accredited Lloyd's Broker. For information about how BM=
S Group Limited may process your
 personal information in connection with its insurance related activities p=
lease read the Insurance Market Data Handling section, available at http://=
www.bmsgroup.com/data-privacy
<span lang=3D"ES" style=3D"font-size:18.0pt;font-family:Webdings;color:gree=
n">Q</span> Please consider the environment before printing this e-mail.
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