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From: Enrique Belda <Enrique.Belda@bmsgroup.com>
To: =?iso-8859-1?Q?Francisco_Gonz=E1lez?= <Francisco.Gonzalez@bmsgroup.com>
CC: enlacesegelevia <enlacesegelevia@bmsgroup.com>
Subject: s#2026002215#   QUIQUE A CARRI REHUSE   MAIL A CIA EUROP-ASSISTANCE
 DISCONFORMIDAD DE REHUSE ASISTENCIA EN VIAJE CARLOS SANCHEZ BLANCO
Thread-Topic: s#2026002215#   QUIQUE A CARRI REHUSE   MAIL A CIA
 EUROP-ASSISTANCE DISCONFORMIDAD DE REHUSE ASISTENCIA EN VIAJE CARLOS SANCHEZ
 BLANCO
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Date: Mon, 6 Apr 2026 11:30:37 +0000
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Buenas tardes Carri.

Esta es la respuesta que nos hace Europ-Assistance por la gesti=F3n de reem=
bolso de la tarjera American Express.



Estimado/a titular de la tarjeta American Express,

Hemos considerado cuidadosamente las circunstancias especiales y los puntos=
 adicionales mencionados. Su solicitud ha sido escalada internamente y revi=
sada minuciosamente. A pesar de nuestros mejores esfuerzos por encontrar un=
a manera de ayudarle, lamentamos informarle que no podemos cubrir sus coste=
s por las siguiente raz=F3n:

* Se trata de un viaje o un evento ocurrido en un contexto de guerra o conf=
licto armado, lo cual est=E1 excluido seg=FAn los t=E9rminos y condiciones =
generales de su p=F3liza de seguro.

Encontrar=E1 la informaci=F3n relevante a partir de la p=E1gina 15 de su do=
cumento de p=F3liza.

Las prestaciones del Seguro de Viaje proporcionan toda la protecci=F3n que =
Usted podr=EDa necesitar

razonablemente cuando se encuentre viajando; sin embargo existen algunas ex=
clusiones. No se indemnizar=E1n siniestros, directas o indirectas, como res=
ultado de 14) Hostilidades o guerras declaradas o no declaradas

Entendemos que esto puede ser decepcionante y agradecemos su comprensi=F3n =
con respecto a nuestra decisi=F3n.

Hemos cerrado el expediente correspondiente.

En caso de desacuerdo con el motivo de la denegaci=F3n, puede ponerse en co=
ntacto con el Departamento de Reclamaciones de Europ Assistance, que respon=
der=E1 dentro de los plazos establecidos para este fin.



P.D. Ya est=E1 registrado en elevia, ref. 2026002215

Un abrazo.



Enrique Belda
Claims Handler


Directo:             +34 954 286 216 (ext.306)
Email:                enrique.belda@bmsgroup.com<mailto:enrique.belda@bmsgr=
oup.com>

[cid:image001.jpg@01DCC5C8.48294EB0]
Eisenar Seguros, S.L.
Avenida de la Palmera 29,
41013 - Sevilla
www.bmsgroup.com<https://protect-eu.mimecast.com/s/3RisCqY0NfzlN3piX8c5d?do=
main=3Dbmsgroup.com/>



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De: Enrique Belda
Enviado el: martes, 31 de marzo de 2026 12:16
Para: Francisco Gonz=E1lez <Francisco.Gonzalez@bmsgroup.com>
Asunto: RV: MAIL A CIA EUROP-ASSISTANCE DISCONFORMIDAD DE REHUSE ASISTENCIA=
 EN VIAJE CARLOS SANCHEZ BLANCO


Estimados se=F1ores,

Nos dirigimos a ustedes en relaci=F3n con la resoluci=F3n emitida sobre el =
expediente de siniestro correspondiente a la p=F3liza n=BA 27197572, cuyo t=
omador es D. Carlos S=E1nchez Blanco.

Tras analizar su respuesta, manifestamos formalmente nuestra disconformidad=
 con la denegaci=F3n del siniestro, por considerar que la misma no se ajust=
a a las coberturas contratadas ni a la naturaleza real de los hechos ocurri=
dos.

Los asegurados realizaron un viaje con salida el 24 de febrero de 2026 (Sev=
illa - Madrid - Doha - Mal=E9), con regreso previsto el 1 de marzo de 2026.=
 Sin embargo, debido a la situaci=F3n internacional sobrevenida, se produjo=
 el cierre del tr=E1fico a=E9reo, impidiendo su regreso en la fecha previst=
a.
Como consecuencia directa de esta circunstancia totalmente ajena a la volun=
tad de los asegurados, la familia tuvo que asumir gastos extraordinarios y =
necesarios para poder regresar a Espa=F1a, incluyendo:


  *   Alojamiento adicional
  *   Manutenci=F3n
  *   Vuelos alternativos por distintas rutas (Shangh=E1i, Mil=E1n, Roma, e=
tc.)
  *   Gastos de comunicaciones

Consideramos que estos hechos constituyen claramente un supuesto de fuerza =
mayor y evento fortuito ocurrido durante el viaje, encuadrable dentro del o=
bjeto del seguro de asistencia.

Adicionalmente, en las condiciones particulares de la p=F3liza se contempla=
n garant=EDas como:


  1.  Extensi=F3n de viaje obligada
  2.  Interrupci=F3n del viaje
  3.  Gastos de comunicaci=F3n
  4.  Incidencias en transporte

Por tanto, no puede aplicarse de forma autom=E1tica una exclusi=F3n gen=E9r=
ica por "guerra o conflicto armado", ya que:


  1.  Los asegurados no viajaban a una zona en conflicto, ni el siniestro d=
eriva de una acci=F3n directa de guerra sobre los mismos.
  2.  El perjuicio econ=F3mico deriva del bloqueo del tr=E1fico a=E9reo, no=
 de da=F1os causados por actos b=E9licos directos.
  3.  La propia p=F3liza contempla coberturas ante situaciones imprevistas =
que afectan al normal desarrollo del viaje.

En consecuencia, entendemos que procede, una revisi=F3n del expediente, val=
orando las coberturas aplicables a:


  1.  Extensi=F3n obligada del viaje
  2.  Gastos derivados de la imposibilidad de regreso
  3.  Servicios no disfrutados / interrupci=F3n

Por =FAltimo, y dado que el tomador del seguro es CCO de BMS Corredur=EDa d=
e Seguros y Reaseguros, les trasladamos que la gesti=F3n y resoluci=F3n de =
este expediente podr=EDa tener un impacto directo en la continuidad de las =
relaciones comerciales con Europ Assistance.

Por todo ello, solicitamos la reapertura del expediente y revisi=F3n de la =
resoluci=F3n emitida, con una nueva valoraci=F3n ajustada a las coberturas =
contratadas.

Quedamos a la espera de su respuesta.

Atentamente



Enrique Belda
Claims Handler


Directo:             +34 954 286 216 (ext.306)
Email:                enrique.belda@bmsgroup.com<mailto:enrique.belda@bmsgr=
oup.com>

[cid:image001.jpg@01DCC5C8.48294EB0]
Eisenar Seguros, S.L.
Avenida de la Palmera 29,
41013 - Sevilla
www.bmsgroup.com<https://protect-eu.mimecast.com/s/3RisCqY0NfzlN3piX8c5d?do=
main=3Dbmsgroup.com/>



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Este correo electr=F3nico, as=ED como sus adjuntos, es confidencial y puede=
 contener informaci=F3n sujeta a copyright o legalmente confidencial. Puede=
 ser le=EDdo, copiado y utilizado tan solo por el destinatario de este. Si =
usted lo ha recibido por error queda informado por la presente de que cualq=
uier difusi=F3n, distribuci=F3n o copia est=E1 estrictamente prohibida. Si =
ha recibido este correo por error por favor notif=EDquelo al remitente inme=
diatamente y destruya el mensaje con todas sus copias y adjuntos. La seguri=
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es su responsabilidad escanear cualquier archivo adjunto. Le informamos que=
 por motivos empresariales lo correos electr=F3nicos, tanto recibidos como =
enviados, son monitoreados y archivados.

BMS Mediaci=F3n Iberia Corredur=EDa de Seguros y Reaseguros S.L.U. es el re=
sponsable del tratamiento de sus datos de car=E1cter personal. Puede poners=
e en contacto con nosotros en nuestra direcci=F3n postal as=ED como a trav=
=E9s de nuestro Responsable de Protecci=F3n de datos en la direcci=F3n de c=
orreo electr=F3nico: dataprotection@bmsgroup.com. Tambi=E9n puede usar esta=
 direcci=F3n de correo electr=F3nico para ejercitar cualquiera de sus derec=
hos reconocidos en la legislaci=F3n sobre protecci=F3n de datos. Trataremos=
 sus datos de car=E1cter personal de conformidad con la normativa de aplica=
ci=F3n y conforme a nuestra pol=EDtica de protecci=F3n de datos. Puede cons=
ultar la informaci=F3n adicional y detallada sobre nuestra Pol=EDtica de Pr=
otecci=F3n de Datos solicitando que le facilitemos una copia de la misma en=
 la direcci=F3n de correo protecciondatos@bmsgroup.com. Trataremos sus dato=
s de car=E1cter personal con la finalidad de remitirle la informaci=F3n sol=
icitada por Usted as=ED como para incluirlos en nuestras bases de datos al =
objeto de gestionar la suscripci=F3n de potenciales contratos de seguro obj=
eto de la informaci=F3n solicitada. Puede oponerse a este tratamiento de su=
s datos con fines comerciales en cualquier momento comunic=E1ndonoslo a tra=
v=E9s del correo electr=F3nico protecciondatos@bmsgroup.com. No transferire=
mos sus datos personales a terceros a menos que la ley nos lo exija expresa=
mente o lo necesitemos para poder proveerle nuestros servicios. Podr=EDamos=
 trasferir sus datos personales a pa=EDses fuera de la EEA como, espec=EDfi=
camente, Reino Unido donde la legislaci=F3n sobre protecci=F3n de datos pod=
r=EDa no ofrecer el mismo nivel de protecci=F3n. No obstante, sus datos per=
sonales ser=E1n adecuadamente protegidos por cl=E1usulas contractuales apro=
badas por la Comisi=F3n Europea y normas corporativas apropiadas.

As=ED mismo, le comunicamos que para atender y resolver las quejas y reclam=
aciones, BMS Mediaci=F3n Iberia Corredur=EDa de Seguros y Reaseguros S.L.U.=
 dispone de un Servicio de Atenci=F3n al Cliente externalizado en INADE, In=
stituto Atl=E1ntico del Seguro, S.L., con domicilio C/La Paz 2, Bajo 36202 =
- Vigo (PONTEVEDRA) y correo electr=F3nico atencioncliente@inade.org. Dicho=
 Servicio tiene la obligaci=F3n de resolver dichas quejas o reclamaciones e=
n el plazo m=E1ximo de un mes en caso de que usted tenga la consideraci=F3n=
 de "consumidor" y de dos meses en el resto de supuestos. Si dicha resoluci=
=F3n no fuera del agrado del Cliente, podr=E1 dirigirse al Servicio de Recl=
amaciones de la Direcci=F3n General de Seguros y Fondos de Pensiones, siend=
o imprescindible para ello acreditar haber formulado la queja o reclamaci=
=F3n, por escrito, ante el Servicio de Atenci=F3n al Cliente de la Corredur=
=EDa.

BMS Mediaci=F3n Iberia Corredur=EDa de Seguros y Reaseguros S.L.U., con dom=
icilio social en Paseo de la Castellana 28, Entreplanta, 28046 Madrid, Espa=
=F1a, con CIF B-88053186 est=E1 inscrita en el Registro de Mediadores de Se=
guros y Reaseguros de la Direcci=F3n General de Seguros y Fondos de Pension=
es con las claves n=BA J-3606 para seguro directo y RJ-0081 para reaseguro.=
 Dicho Registro es p=FAblico y puede consultarse en la p=E1gina web www.dgs=
fp.mineco.es. Asimismo, se encuentra inscrita en el Registro Mercantil de M=
adrid, Tomo 37588, Folio 82, Hoja M-669943. BMS Mediaci=F3n Iberia Corredur=
=EDa de Seguros y Reaseguros S.L.U. tiene concertado un Seguro de Responsab=
ilidad Civil y la Capacidad Financiera legalmente establecida en el Real De=
creto-ley 3/2020, de 4 de febrero.

BMS Group Ltd is authorised and regulated by the Financial Conduct Authorit=
y (No.309686). Registered in England at One America Square, London, EC3N 2L=
S (No. 1479949). Accredited Lloyd's Broker. For information about how BMS G=
roup Limited may process your personal information in connection with its i=
nsurance related activities please read the Insurance Market Data Handling =
section, available at http://www.bmsgroup.com/data-privacy Q Please conside=
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</head>
<body lang=3D"ES" link=3D"#467886" vlink=3D"#96607D" style=3D"word-wrap:bre=
ak-word">
<div class=3D"WordSection1">
<p class=3D"MsoNormal">Buenas tardes Carri.<o:p></o:p></p>
<p class=3D"MsoNormal"><o:p>&nbsp;</o:p></p>
<p class=3D"MsoNormal">Esta es la respuesta que nos hace Europ-Assistance p=
or la gesti=F3n de reembolso de la tarjera American Express.<o:p></o:p></p>
<p class=3D"MsoNormal"><o:p>&nbsp;</o:p></p>
<p class=3D"MsoNormal"><o:p>&nbsp;</o:p></p>
<p class=3D"MsoNormal"><o:p>&nbsp;</o:p></p>
<p class=3D"MsoNormal">Estimado/a titular de la tarjeta American Express,<b=
r>
<br>
Hemos considerado cuidadosamente las circunstancias especiales y los puntos=
 adicionales mencionados. Su solicitud ha sido escalada internamente y revi=
sada minuciosamente. A pesar de nuestros mejores esfuerzos por encontrar un=
a manera de ayudarle, lamentamos
 informarle que no podemos cubrir sus costes por las siguiente raz=F3n:<br>
<br>
* Se trata de un viaje o un evento ocurrido en un contexto de guerra o conf=
licto armado, lo cual est=E1 excluido seg=FAn los t=E9rminos y condiciones =
generales de su p=F3liza de seguro.<br>
<br>
Encontrar=E1 la informaci=F3n relevante a partir de la p=E1gina 15 de su do=
cumento de p=F3liza.<br>
<br>
Las prestaciones del Seguro de Viaje proporcionan toda la protecci=F3n que =
Usted podr=EDa necesitar<br>
<br>
razonablemente cuando se encuentre viajando; sin embargo existen algunas ex=
clusiones. No se indemnizar=E1n siniestros, directas o indirectas, como res=
ultado de 14) Hostilidades o guerras declaradas o no declaradas<br>
<br>
Entendemos que esto puede ser decepcionante y agradecemos su comprensi=F3n =
con respecto a nuestra decisi=F3n.<br>
<br>
Hemos cerrado el expediente correspondiente.<br>
<br>
En caso de desacuerdo con el motivo de la denegaci=F3n, puede ponerse en co=
ntacto con el Departamento de Reclamaciones de Europ Assistance, que respon=
der=E1 dentro de los plazos establecidos para este fin.<o:p></o:p></p>
<p class=3D"MsoNormal"><o:p>&nbsp;</o:p></p>
<p class=3D"MsoNormal"><o:p>&nbsp;</o:p></p>
<p class=3D"MsoNormal"><o:p>&nbsp;</o:p></p>
<p class=3D"MsoNormal">P.D. Ya est=E1 registrado en elevia, ref. 2026002215=
&nbsp;<o:p></o:p></p>
<p class=3D"MsoNormal"><o:p>&nbsp;</o:p></p>
<p class=3D"MsoNormal">Un abrazo.<o:p></o:p></p>
<p class=3D"MsoNormal"><o:p>&nbsp;</o:p></p>
<p class=3D"MsoNormal"><o:p>&nbsp;</o:p></p>
<div>
<p class=3D"MsoNormal"><b><span style=3D"font-size:12.0pt;color:#2B2655;mso=
-fareast-language:ES"><o:p>&nbsp;</o:p></span></b></p>
<p class=3D"MsoNormal"><b><span style=3D"font-size:12.0pt;color:#2B2655;mso=
-fareast-language:ES">Enrique Belda</span></b><b><span style=3D"color:#2B26=
55;mso-ligatures:none;mso-fareast-language:ES"><o:p></o:p></span></b></p>
<p class=3D"MsoNormal"><span lang=3D"EN-GB" style=3D"font-size:12.0pt;color=
:#ED7D31;mso-fareast-language:ES">Claims Handler<o:p></o:p></span></p>
<p class=3D"MsoNormal"><span lang=3D"EN-GB" style=3D"font-size:12.0pt;color=
:#ED7D31;mso-fareast-language:ES"><o:p>&nbsp;</o:p></span></p>
<p class=3D"MsoNormal"><b><span lang=3D"EN-GB" style=3D"font-size:12.0pt;ms=
o-fareast-language:ES">&nbsp;<o:p></o:p></span></b></p>
<p class=3D"MsoNormal"><span lang=3D"PT-BR" style=3D"font-size:12.0pt;color=
:#44546A;mso-fareast-language:EN-GB">Directo:</span><span lang=3D"PT-BR" st=
yle=3D"font-size:12.0pt;mso-fareast-language:ES">&nbsp;&nbsp;&nbsp;&nbsp;&n=
bsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</span><span lang=3D"PT=
-BR" style=3D"font-size:12.0pt;color:#44546A;mso-fareast-language:EN-GB">+3=
4
 954 286 216&nbsp;(ext.3</span><span lang=3D"PT-BR" style=3D"font-size:12.0=
pt;mso-fareast-language:EN-GB">06<span style=3D"color:#44546A">)</span></sp=
an><span lang=3D"PT-BR" style=3D"font-size:12.0pt;mso-fareast-language:ES">=
<o:p></o:p></span></p>
<p class=3D"MsoNormal"><span lang=3D"EN-GB" style=3D"font-size:12.0pt;color=
:#44546A;mso-fareast-language:EN-GB">Email:</span><span lang=3D"EN-GB" styl=
e=3D"font-size:12.0pt;color:#1F497D;mso-fareast-language:ES">&nbsp;&nbsp;&n=
bsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp=
;</span><u><span lang=3D"EN-GB" style=3D"font-size:12.0pt;color:blue;mso-fa=
reast-language:ES">&nbsp;<a href=3D"mailto:enrique.belda@bmsgroup.com"><spa=
n style=3D"color:blue">enrique.belda@bmsgroup.com</span></a></span></u><spa=
n lang=3D"EN-GB" style=3D"font-size:12.0pt"><o:p></o:p></span></p>
<table class=3D"MsoNormalTable" border=3D"0" cellspacing=3D"0" cellpadding=
=3D"0" style=3D"border-collapse:collapse">
<tbody>
<tr>
<td width=3D"387" valign=3D"top" style=3D"width:290.6pt;padding:0cm 0cm 2.8=
5pt 0cm">
<p class=3D"MsoNormal" style=3D"line-height:105%"><span lang=3D"EN-GB" styl=
e=3D"font-size:12.0pt;line-height:105%;mso-fareast-language:ES">&nbsp;<o:p>=
</o:p></span></p>
<table class=3D"MsoNormalTable" border=3D"0" cellspacing=3D"0" cellpadding=
=3D"0" width=3D"387" style=3D"width:290.6pt;border-collapse:collapse">
<tbody>
<tr>
<td width=3D"387" valign=3D"top" style=3D"width:290.6pt;padding:0cm 0cm 2.8=
5pt 0cm">
<p class=3D"MsoNormal" style=3D"line-height:105%"><span style=3D"font-size:=
12.0pt;line-height:105%;mso-ligatures:none;mso-fareast-language:EN-GB"><img=
 border=3D"0" width=3D"151" height=3D"45" style=3D"width:1.5754in;height:.4=
716in" id=3D"Imagen_x0020_667812845" src=3D"cid:image001.jpg@01DCC5C8.48294=
EB0"></span><span style=3D"font-size:12.0pt;line-height:105%;mso-fareast-la=
nguage:ES"><o:p></o:p></span></p>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
<tr>
<td width=3D"387" valign=3D"top" style=3D"width:290.6pt;padding:0cm 0cm 2.8=
5pt 0cm">
<p class=3D"MsoNormal" style=3D"line-height:105%"><span style=3D"font-size:=
12.0pt;line-height:105%;color:#44546A;mso-fareast-language:EN-GB">Eisenar S=
eguros</span><span lang=3D"ES-TRAD" style=3D"font-size:12.0pt;line-height:1=
05%;color:#44546A;mso-fareast-language:EN-GB">,
 S.L.</span><span lang=3D"ES-TRAD" style=3D"font-family:&quot;Calibri&quot;=
,sans-serif;color:#44546A;mso-fareast-language:EN-GB"><o:p></o:p></span></p=
>
<p class=3D"MsoNormal" style=3D"line-height:105%"><span lang=3D"ES-TRAD" st=
yle=3D"font-size:12.0pt;line-height:105%;color:#44546A;mso-fareast-language=
:EN-GB">Avenida de la Palmera 29,<o:p></o:p></span></p>
<p class=3D"MsoNormal" style=3D"line-height:105%"><span lang=3D"ES-TRAD" st=
yle=3D"font-size:12.0pt;line-height:105%;color:#44546A;mso-fareast-language=
:EN-GB">41013 - Sevilla<o:p></o:p></span></p>
<p class=3D"MsoNormal" style=3D"line-height:105%"><span style=3D"font-size:=
12.0pt;line-height:105%;mso-fareast-language:ES"><a href=3D"https://protect=
-eu.mimecast.com/s/3RisCqY0NfzlN3piX8c5d?domain=3Dbmsgroup.com/"><span styl=
e=3D"color:blue">www.bmsgroup.com</span></a>
<o:p></o:p></span></p>
</td>
</tr>
</tbody>
</table>
<p class=3D"MsoNormal"><o:p>&nbsp;</o:p></p>
<p class=3D"MsoNormal"><o:p>&nbsp;</o:p></p>
<table class=3D"MsoNormalTable" border=3D"0" cellspacing=3D"0" cellpadding=
=3D"0" style=3D"border-collapse:collapse">
<tbody>
<tr>
<td width=3D"387" colspan=3D"4" valign=3D"top" style=3D"width:290.6pt;borde=
r:none;border-top:solid #F08700 1.0pt;padding:0cm 0cm 2.85pt 0cm">
<p class=3D"MsoNormal" style=3D"line-height:105%"><span style=3D"font-size:=
4.0pt;line-height:105%;mso-fareast-language:ES"><o:p>&nbsp;</o:p></span></p=
>
</td>
</tr>
<tr>
<td width=3D"29" valign=3D"top" style=3D"width:21.55pt;padding:0cm 0cm 2.85=
pt 0cm">
<p class=3D"MsoNormal" style=3D"line-height:105%"><a href=3D"https://twitte=
r.com/BMSGROUP"><span style=3D"font-size:12.0pt;line-height:105%;color:wind=
owtext;mso-ligatures:none;mso-fareast-language:EN-GB;text-decoration:none">=
<img border=3D"0" width=3D"23" height=3D"23" style=3D"width:.2358in;height:=
.2358in" id=3D"Imagen_x0020_1002229564" src=3D"cid:image002.jpg@01DCC5C8.48=
294EB0"></span></a><span style=3D"mso-fareast-language:ES"><o:p></o:p></spa=
n></p>
</td>
<td width=3D"104" valign=3D"top" style=3D"width:77.7pt;padding:0cm 0cm 2.85=
pt 0cm">
<p class=3D"MsoNormal" style=3D"margin-top:2.0pt;line-height:105%"><span st=
yle=3D"font-size:12.0pt;line-height:105%;mso-fareast-language:ES"><a href=
=3D"https://twitter.com/BMSGROUP"><span style=3D"color:blue">@bmsgroup</spa=
n></a><o:p></o:p></span></p>
</td>
<td width=3D"31" valign=3D"top" style=3D"width:23.25pt;padding:0cm 0cm 2.85=
pt 0cm">
<p class=3D"MsoNormal" style=3D"line-height:105%"><a href=3D"http://uk.link=
edin.com/company/bms-group"><span style=3D"font-size:12.0pt;line-height:105=
%;color:windowtext;mso-ligatures:none;mso-fareast-language:EN-GB;text-decor=
ation:none"><img border=3D"0" width=3D"23" height=3D"23" style=3D"width:.23=
58in;height:.2358in" id=3D"Imagen_x0020_780807213" src=3D"cid:image003.jpg@=
01DCC5C8.48294EB0"></span></a><span style=3D"font-size:12.0pt;line-height:1=
05%;mso-fareast-language:ES"><o:p></o:p></span></p>
</td>
<td width=3D"224" valign=3D"top" style=3D"width:168.1pt;padding:0cm 0cm 2.8=
5pt 0cm">
<p class=3D"MsoNormal" style=3D"margin-top:2.0pt;line-height:105%"><span st=
yle=3D"font-size:12.0pt;line-height:105%;mso-fareast-language:ES"><a href=
=3D"http://uk.linkedin.com/company/bms-group"><span style=3D"color:blue">Jo=
in us on</span></a><o:p></o:p></span></p>
</td>
</tr>
</tbody>
</table>
<p class=3D"MsoNormal"><span style=3D"mso-fareast-language:ES"><o:p>&nbsp;<=
/o:p></span></p>
<p class=3D"MsoNormal" style=3D"mso-margin-top-alt:auto;mso-margin-bottom-a=
lt:auto"><span style=3D"font-family:&quot;Calibri&quot;,sans-serif;mso-fare=
ast-language:ES"><o:p>&nbsp;</o:p></span></p>
</div>
<p class=3D"MsoNormal"><o:p>&nbsp;</o:p></p>
<div>
<div style=3D"border:none;border-top:solid #E1E1E1 1.0pt;padding:3.0pt 0cm =
0cm 0cm">
<p class=3D"MsoNormal"><b><span style=3D"font-family:&quot;Calibri&quot;,sa=
ns-serif;mso-ligatures:none;mso-fareast-language:ES">De:</span></b><span st=
yle=3D"font-family:&quot;Calibri&quot;,sans-serif;mso-ligatures:none;mso-fa=
reast-language:ES"> Enrique Belda
<br>
<b>Enviado el:</b> martes, 31 de marzo de 2026 12:16<br>
<b>Para:</b> Francisco Gonz=E1lez &lt;Francisco.Gonzalez@bmsgroup.com&gt;<b=
r>
<b>Asunto:</b> RV: MAIL A CIA EUROP-ASSISTANCE DISCONFORMIDAD DE REHUSE ASI=
STENCIA EN VIAJE CARLOS SANCHEZ BLANCO<o:p></o:p></span></p>
</div>
</div>
<p class=3D"MsoNormal"><o:p>&nbsp;</o:p></p>
<p class=3D"MsoNormal"><o:p>&nbsp;</o:p></p>
<p class=3D"MsoNormal">Estimados se=F1ores,<o:p></o:p></p>
<p class=3D"MsoNormal"><o:p>&nbsp;</o:p></p>
<p class=3D"MsoNormal">Nos dirigimos a ustedes en relaci=F3n con la resoluc=
i=F3n emitida sobre el expediente de siniestro correspondiente a la p=F3liz=
a n=BA 27197572, cuyo tomador es D. Carlos S=E1nchez Blanco.<o:p></o:p></p>
<p class=3D"MsoNormal"><o:p>&nbsp;</o:p></p>
<p class=3D"MsoNormal">Tras analizar su respuesta, manifestamos formalmente=
 nuestra disconformidad con la denegaci=F3n del siniestro, por considerar q=
ue la misma no se ajusta a las coberturas contratadas ni a la naturaleza re=
al de los hechos ocurridos.<o:p></o:p></p>
<p class=3D"MsoNormal"><o:p>&nbsp;</o:p></p>
<p class=3D"MsoNormal">Los asegurados realizaron un viaje con salida el 24 =
de febrero de 2026 (Sevilla &#8211; Madrid &#8211; Doha &#8211; Mal=E9), co=
n regreso previsto el 1 de marzo de 2026. Sin embargo, debido a la situaci=
=F3n internacional sobrevenida, se produjo el cierre del
 tr=E1fico a=E9reo, impidiendo su regreso en la fecha prevista.<o:p></o:p><=
/p>
<p class=3D"MsoNormal">Como consecuencia directa de esta circunstancia tota=
lmente ajena a la voluntad de los asegurados, la familia tuvo que asumir ga=
stos extraordinarios y necesarios para poder regresar a Espa=F1a, incluyend=
o:<o:p></o:p></p>
<p class=3D"MsoNormal"><o:p>&nbsp;</o:p></p>
<ul style=3D"margin-top:0cm" type=3D"disc">
<li class=3D"MsoListParagraph" style=3D"margin-left:0cm;mso-list:l0 level1 =
lfo1">Alojamiento adicional<o:p></o:p></li><li class=3D"MsoListParagraph" s=
tyle=3D"margin-left:0cm;mso-list:l0 level1 lfo1">Manutenci=F3n<o:p></o:p></=
li><li class=3D"MsoListParagraph" style=3D"margin-left:0cm;mso-list:l0 leve=
l1 lfo1">Vuelos alternativos por distintas rutas (Shangh=E1i, Mil=E1n, Roma=
, etc.)<o:p></o:p></li><li class=3D"MsoListParagraph" style=3D"margin-left:=
0cm;mso-list:l0 level1 lfo1">Gastos de comunicaciones<o:p></o:p></li></ul>
<p class=3D"MsoNormal"><o:p>&nbsp;</o:p></p>
<p class=3D"MsoNormal">Consideramos que estos hechos constituyen claramente=
 un supuesto de fuerza mayor y evento fortuito ocurrido durante el viaje, e=
ncuadrable dentro del objeto del seguro de asistencia.<o:p></o:p></p>
<p class=3D"MsoNormal"><o:p>&nbsp;</o:p></p>
<p class=3D"MsoNormal">Adicionalmente, en las condiciones particulares de l=
a p=F3liza se contemplan garant=EDas como:<o:p></o:p></p>
<p class=3D"MsoNormal"><o:p>&nbsp;</o:p></p>
<ol style=3D"margin-top:0cm" start=3D"1" type=3D"1">
<li class=3D"MsoListParagraph" style=3D"margin-left:0cm;mso-list:l2 level1 =
lfo2">Extensi=F3n de viaje obligada<o:p></o:p></li><li class=3D"MsoListPara=
graph" style=3D"margin-left:0cm;mso-list:l2 level1 lfo2">Interrupci=F3n del=
 viaje<o:p></o:p></li><li class=3D"MsoListParagraph" style=3D"margin-left:0=
cm;mso-list:l2 level1 lfo2">Gastos de comunicaci=F3n<o:p></o:p></li><li cla=
ss=3D"MsoListParagraph" style=3D"margin-left:0cm;mso-list:l2 level1 lfo2">I=
ncidencias en transporte<o:p></o:p></li></ol>
<p class=3D"MsoNormal"><o:p>&nbsp;</o:p></p>
<p class=3D"MsoNormal">Por tanto, no puede aplicarse de forma autom=E1tica =
una exclusi=F3n gen=E9rica por &#8220;guerra o conflicto armado&#8221;, ya =
que:<o:p></o:p></p>
<p class=3D"MsoNormal"><o:p>&nbsp;</o:p></p>
<ol style=3D"margin-top:0cm" start=3D"1" type=3D"1">
<li class=3D"MsoListParagraph" style=3D"margin-left:0cm;mso-list:l1 level1 =
lfo3">Los asegurados no viajaban a una zona en conflicto, ni el siniestro d=
eriva de una acci=F3n directa de guerra sobre los mismos.<o:p></o:p></li><l=
i class=3D"MsoListParagraph" style=3D"margin-left:0cm;mso-list:l1 level1 lf=
o3">El perjuicio econ=F3mico deriva del bloqueo del tr=E1fico a=E9reo, no d=
e da=F1os causados por actos b=E9licos directos.<o:p></o:p></li><li class=
=3D"MsoListParagraph" style=3D"margin-left:0cm;mso-list:l1 level1 lfo3">La =
propia p=F3liza contempla coberturas ante situaciones imprevistas que afect=
an al normal desarrollo del viaje.<o:p></o:p></li></ol>
<p class=3D"MsoNormal"><o:p>&nbsp;</o:p></p>
<p class=3D"MsoNormal">En consecuencia, entendemos que procede, una revisi=
=F3n del expediente, valorando las coberturas aplicables a:<o:p></o:p></p>
<p class=3D"MsoNormal"><o:p>&nbsp;</o:p></p>
<ol style=3D"margin-top:0cm" start=3D"1" type=3D"1">
<li class=3D"MsoListParagraph" style=3D"margin-left:0cm;mso-list:l3 level1 =
lfo4">Extensi=F3n obligada del viaje<o:p></o:p></li><li class=3D"MsoListPar=
agraph" style=3D"margin-left:0cm;mso-list:l3 level1 lfo4">Gastos derivados =
de la imposibilidad de regreso<o:p></o:p></li><li class=3D"MsoListParagraph=
" style=3D"margin-left:0cm;mso-list:l3 level1 lfo4">Servicios no disfrutado=
s / interrupci=F3n<o:p></o:p></li></ol>
<p class=3D"MsoNormal"><o:p>&nbsp;</o:p></p>
<p class=3D"MsoNormal">Por =FAltimo, y dado que el tomador del seguro es CC=
O de BMS Corredur=EDa de Seguros y Reaseguros, les trasladamos que la gesti=
=F3n y resoluci=F3n de este expediente podr=EDa tener un impacto directo en=
 la continuidad de las relaciones comerciales
 con Europ Assistance.<o:p></o:p></p>
<p class=3D"MsoNormal"><o:p>&nbsp;</o:p></p>
<p class=3D"MsoNormal">Por todo ello, solicitamos la reapertura del expedie=
nte y revisi=F3n de la resoluci=F3n emitida, con una nueva valoraci=F3n aju=
stada a las coberturas contratadas.<o:p></o:p></p>
<p class=3D"MsoNormal"><o:p>&nbsp;</o:p></p>
<p class=3D"MsoNormal">Quedamos a la espera de su respuesta.<o:p></o:p></p>
<p class=3D"MsoNormal"><o:p>&nbsp;</o:p></p>
<p class=3D"MsoNormal">Atentamente<o:p></o:p></p>
<p class=3D"MsoNormal"><o:p>&nbsp;</o:p></p>
<p class=3D"MsoNormal"><o:p>&nbsp;</o:p></p>
<p class=3D"MsoNormal"><b><span style=3D"font-size:12.0pt;color:#2B2655;mso=
-fareast-language:ES"><o:p>&nbsp;</o:p></span></b></p>
<p class=3D"MsoNormal"><b><span style=3D"font-size:12.0pt;color:#2B2655;mso=
-fareast-language:ES">Enrique Belda</span></b><b><span style=3D"color:#2B26=
55;mso-ligatures:none;mso-fareast-language:ES"><o:p></o:p></span></b></p>
<p class=3D"MsoNormal"><span style=3D"font-size:12.0pt;color:#ED7D31;mso-fa=
reast-language:ES">Claims Handler<o:p></o:p></span></p>
<p class=3D"MsoNormal"><span style=3D"font-size:12.0pt;color:#ED7D31;mso-fa=
reast-language:ES"><o:p>&nbsp;</o:p></span></p>
<p class=3D"MsoNormal"><b><span style=3D"font-size:12.0pt;mso-fareast-langu=
age:ES">&nbsp;<o:p></o:p></span></b></p>
<p class=3D"MsoNormal"><span lang=3D"PT-BR" style=3D"font-size:12.0pt;color=
:#44546A;mso-fareast-language:EN-GB">Directo:</span><span lang=3D"PT-BR" st=
yle=3D"font-size:12.0pt;mso-fareast-language:ES">&nbsp;&nbsp;&nbsp;&nbsp;&n=
bsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</span><span lang=3D"PT=
-BR" style=3D"font-size:12.0pt;color:#44546A;mso-fareast-language:EN-GB">+3=
4
 954 286 216&nbsp;(ext.3</span><span lang=3D"PT-BR" style=3D"font-size:12.0=
pt;mso-fareast-language:EN-GB">06<span style=3D"color:#44546A">)</span></sp=
an><span lang=3D"PT-BR" style=3D"font-size:12.0pt;mso-fareast-language:ES">=
<o:p></o:p></span></p>
<p class=3D"MsoNormal"><span lang=3D"EN-GB" style=3D"font-size:12.0pt;color=
:#44546A;mso-fareast-language:EN-GB">Email:</span><span lang=3D"EN-GB" styl=
e=3D"font-size:12.0pt;color:#1F497D;mso-fareast-language:ES">&nbsp;&nbsp;&n=
bsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp=
;</span><u><span lang=3D"EN-GB" style=3D"font-size:12.0pt;color:blue;mso-fa=
reast-language:ES">&nbsp;<a href=3D"mailto:enrique.belda@bmsgroup.com"><spa=
n style=3D"color:blue">enrique.belda@bmsgroup.com</span></a></span></u><spa=
n lang=3D"EN-GB" style=3D"font-size:12.0pt"><o:p></o:p></span></p>
<table class=3D"MsoNormalTable" border=3D"0" cellspacing=3D"0" cellpadding=
=3D"0" style=3D"border-collapse:collapse">
<tbody>
<tr>
<td width=3D"387" valign=3D"top" style=3D"width:290.6pt;padding:0cm 0cm 2.8=
5pt 0cm">
<p class=3D"MsoNormal" style=3D"line-height:105%"><span lang=3D"EN-GB" styl=
e=3D"font-size:12.0pt;line-height:105%;mso-fareast-language:ES">&nbsp;<o:p>=
</o:p></span></p>
<table class=3D"MsoNormalTable" border=3D"0" cellspacing=3D"0" cellpadding=
=3D"0" width=3D"387" style=3D"width:290.6pt;border-collapse:collapse">
<tbody>
<tr>
<td width=3D"387" valign=3D"top" style=3D"width:290.6pt;padding:0cm 0cm 2.8=
5pt 0cm">
<p class=3D"MsoNormal" style=3D"line-height:105%"><span style=3D"font-size:=
12.0pt;line-height:105%;mso-ligatures:none;mso-fareast-language:EN-GB"><img=
 border=3D"0" width=3D"151" height=3D"45" style=3D"width:1.5754in;height:.4=
716in" id=3D"Imagen_x0020_2" src=3D"cid:image001.jpg@01DCC5C8.48294EB0"></s=
pan><span style=3D"font-size:12.0pt;line-height:105%;mso-fareast-language:E=
S"><o:p></o:p></span></p>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
<tr>
<td width=3D"387" valign=3D"top" style=3D"width:290.6pt;padding:0cm 0cm 2.8=
5pt 0cm">
<p class=3D"MsoNormal" style=3D"line-height:105%"><span style=3D"font-size:=
12.0pt;line-height:105%;color:#44546A;mso-fareast-language:EN-GB">Eisenar S=
eguros</span><span lang=3D"ES-TRAD" style=3D"font-size:12.0pt;line-height:1=
05%;color:#44546A;mso-fareast-language:EN-GB">,
 S.L.</span><span lang=3D"ES-TRAD" style=3D"font-family:&quot;Calibri&quot;=
,sans-serif;color:#44546A;mso-fareast-language:EN-GB"><o:p></o:p></span></p=
>
<p class=3D"MsoNormal" style=3D"line-height:105%"><span lang=3D"ES-TRAD" st=
yle=3D"font-size:12.0pt;line-height:105%;color:#44546A;mso-fareast-language=
:EN-GB">Avenida de la Palmera 29,<o:p></o:p></span></p>
<p class=3D"MsoNormal" style=3D"line-height:105%"><span lang=3D"ES-TRAD" st=
yle=3D"font-size:12.0pt;line-height:105%;color:#44546A;mso-fareast-language=
:EN-GB">41013 - Sevilla<o:p></o:p></span></p>
<p class=3D"MsoNormal" style=3D"line-height:105%"><span style=3D"font-size:=
12.0pt;line-height:105%;mso-fareast-language:ES"><a href=3D"https://protect=
-eu.mimecast.com/s/3RisCqY0NfzlN3piX8c5d?domain=3Dbmsgroup.com/"><span styl=
e=3D"color:blue">www.bmsgroup.com</span></a>
<o:p></o:p></span></p>
</td>
</tr>
</tbody>
</table>
<p class=3D"MsoNormal"><o:p>&nbsp;</o:p></p>
<p class=3D"MsoNormal"><o:p>&nbsp;</o:p></p>
<table class=3D"MsoNormalTable" border=3D"0" cellspacing=3D"0" cellpadding=
=3D"0" style=3D"border-collapse:collapse">
<tbody>
<tr>
<td width=3D"387" colspan=3D"4" valign=3D"top" style=3D"width:290.6pt;borde=
r:none;border-top:solid #F08700 1.0pt;padding:0cm 0cm 2.85pt 0cm">
<p class=3D"MsoNormal" style=3D"line-height:105%"><span style=3D"font-size:=
4.0pt;line-height:105%;mso-fareast-language:ES"><o:p>&nbsp;</o:p></span></p=
>
</td>
</tr>
<tr>
<td width=3D"29" valign=3D"top" style=3D"width:21.55pt;padding:0cm 0cm 2.85=
pt 0cm">
<p class=3D"MsoNormal" style=3D"line-height:105%"><a href=3D"https://twitte=
r.com/BMSGROUP"><span style=3D"font-size:12.0pt;line-height:105%;color:wind=
owtext;mso-ligatures:none;mso-fareast-language:EN-GB;text-decoration:none">=
<img border=3D"0" width=3D"23" height=3D"23" style=3D"width:.2358in;height:=
.2358in" id=3D"_x0000_i1026" src=3D"cid:image002.jpg@01DCC5C8.48294EB0"></s=
pan></a><span style=3D"mso-fareast-language:ES"><o:p></o:p></span></p>
</td>
<td width=3D"104" valign=3D"top" style=3D"width:77.7pt;padding:0cm 0cm 2.85=
pt 0cm">
<p class=3D"MsoNormal" style=3D"margin-top:2.0pt;line-height:105%"><span st=
yle=3D"font-size:12.0pt;line-height:105%;mso-fareast-language:ES"><a href=
=3D"https://twitter.com/BMSGROUP"><span style=3D"color:blue">@bmsgroup</spa=
n></a><o:p></o:p></span></p>
</td>
<td width=3D"31" valign=3D"top" style=3D"width:23.25pt;padding:0cm 0cm 2.85=
pt 0cm">
<p class=3D"MsoNormal" style=3D"line-height:105%"><a href=3D"http://uk.link=
edin.com/company/bms-group"><span style=3D"font-size:12.0pt;line-height:105=
%;color:windowtext;mso-ligatures:none;mso-fareast-language:EN-GB;text-decor=
ation:none"><img border=3D"0" width=3D"23" height=3D"23" style=3D"width:.23=
58in;height:.2358in" id=3D"Imagen_x0020_1" src=3D"cid:image003.jpg@01DCC5C8=
.48294EB0"></span></a><span style=3D"font-size:12.0pt;line-height:105%;mso-=
fareast-language:ES"><o:p></o:p></span></p>
</td>
<td width=3D"224" valign=3D"top" style=3D"width:168.1pt;padding:0cm 0cm 2.8=
5pt 0cm">
<p class=3D"MsoNormal" style=3D"margin-top:2.0pt;line-height:105%"><span st=
yle=3D"font-size:12.0pt;line-height:105%;mso-fareast-language:ES"><a href=
=3D"http://uk.linkedin.com/company/bms-group"><span style=3D"color:blue">Jo=
in us on</span></a><o:p></o:p></span></p>
</td>
</tr>
</tbody>
</table>
<p class=3D"MsoNormal"><span style=3D"mso-fareast-language:ES"><o:p>&nbsp;<=
/o:p></span></p>
<p class=3D"MsoNormal" style=3D"mso-margin-top-alt:auto;mso-margin-bottom-a=
lt:auto"><span style=3D"font-family:&quot;Calibri&quot;,sans-serif;mso-fare=
ast-language:ES"><o:p>&nbsp;</o:p></span></p>
<p class=3D"MsoNormal"><o:p>&nbsp;</o:p></p>
</div>
<style>=0A=
p{=0A=
	font-family: Tahoma;=0A=
	font-weight: normal;=0A=
	font-size: 7px;=0A=
}=0A=
</style>
<p>Este correo electr=F3nico, as=ED como sus adjuntos, es confidencial y pu=
ede contener informaci=F3n sujeta a copyright o legalmente confidencial. Pu=
ede ser le=EDdo, copiado y utilizado tan solo por el destinatario de este. =
Si usted lo ha recibido por error queda
 informado por la presente de que cualquier difusi=F3n, distribuci=F3n o co=
pia est=E1 estrictamente prohibida. Si ha recibido este correo por error po=
r favor notif=EDquelo al remitente inmediatamente y destruya el mensaje con=
 todas sus copias y adjuntos. La seguridad
 y fiabilidad del correo electr=F3nico no est=E1 asegurada. Adicionalmente,=
 no se aceptar=E1 responsabilidad de ning=FAn tipo por posibles virus y es =
su responsabilidad escanear cualquier archivo adjunto. Le informamos que po=
r motivos empresariales lo correos electr=F3nicos,
 tanto recibidos como enviados, son monitoreados y archivados. </p>
<p>BMS Mediaci=F3n Iberia Corredur=EDa de Seguros y Reaseguros S.L.U. es el=
 responsable del tratamiento de sus datos de car=E1cter personal. Puede pon=
erse en contacto con nosotros en nuestra direcci=F3n postal as=ED como a tr=
av=E9s de nuestro Responsable de Protecci=F3n
 de datos en la direcci=F3n de correo electr=F3nico: dataprotection@bmsgrou=
p.com. Tambi=E9n puede usar esta direcci=F3n de correo electr=F3nico para e=
jercitar cualquiera de sus derechos reconocidos en la legislaci=F3n sobre p=
rotecci=F3n de datos. Trataremos sus datos de
 car=E1cter personal de conformidad con la normativa de aplicaci=F3n y conf=
orme a nuestra pol=EDtica de protecci=F3n de datos. Puede consultar la info=
rmaci=F3n adicional y detallada sobre nuestra Pol=EDtica de Protecci=F3n de=
 Datos solicitando que le facilitemos una copia
 de la misma en la direcci=F3n de correo protecciondatos@bmsgroup.com. Trat=
aremos sus datos de car=E1cter personal con la finalidad de remitirle la in=
formaci=F3n solicitada por Usted as=ED como para incluirlos en nuestras bas=
es de datos al objeto de gestionar la suscripci=F3n
 de potenciales contratos de seguro objeto de la informaci=F3n solicitada. =
Puede oponerse a este tratamiento de sus datos con fines comerciales en cua=
lquier momento comunic=E1ndonoslo a trav=E9s del correo electr=F3nico prote=
cciondatos@bmsgroup.com. No transferiremos
 sus datos personales a terceros a menos que la ley nos lo exija expresamen=
te o lo necesitemos para poder proveerle nuestros servicios. Podr=EDamos tr=
asferir sus datos personales a pa=EDses fuera de la EEA como, espec=EDficam=
ente, Reino Unido donde la legislaci=F3n
 sobre protecci=F3n de datos podr=EDa no ofrecer el mismo nivel de protecci=
=F3n. No obstante, sus datos personales ser=E1n adecuadamente protegidos po=
r cl=E1usulas contractuales aprobadas por la Comisi=F3n Europea y normas co=
rporativas apropiadas.
</p>
<p>As=ED mismo, le comunicamos que para atender y resolver las quejas y rec=
lamaciones, BMS Mediaci=F3n Iberia Corredur=EDa de Seguros y Reaseguros S.L=
.U. dispone de un Servicio de Atenci=F3n al Cliente externalizado en INADE,=
 Instituto Atl=E1ntico del Seguro, S.L., con
 domicilio C/La Paz 2, Bajo 36202 - Vigo (PONTEVEDRA) y correo electr=F3nic=
o atencioncliente@inade.org. Dicho Servicio tiene la obligaci=F3n de resolv=
er dichas quejas o reclamaciones en el plazo m=E1ximo de un mes en caso de =
que usted tenga la consideraci=F3n de &#8220;consumidor&#8221;
 y de dos meses en el resto de supuestos. Si dicha resoluci=F3n no fuera de=
l agrado del Cliente, podr=E1 dirigirse al Servicio de Reclamaciones de la =
Direcci=F3n General de Seguros y Fondos de Pensiones, siendo imprescindible=
 para ello acreditar haber formulado la
 queja o reclamaci=F3n, por escrito, ante el Servicio de Atenci=F3n al Clie=
nte de la Corredur=EDa.
</p>
<p>BMS Mediaci=F3n Iberia Corredur=EDa de Seguros y Reaseguros S.L.U., con =
domicilio social en Paseo de la Castellana 28, Entreplanta, 28046 Madrid, E=
spa=F1a, con CIF B-88053186 est=E1 inscrita en el Registro de Mediadores de=
 Seguros y Reaseguros de la Direcci=F3n General
 de Seguros y Fondos de Pensiones con las claves n=BA J-3606 para seguro di=
recto y RJ-0081 para reaseguro. Dicho Registro es p=FAblico y puede consult=
arse en la p=E1gina web www.dgsfp.mineco.es. Asimismo, se encuentra inscrit=
a en el Registro Mercantil de Madrid,
 Tomo 37588, Folio 82, Hoja M-669943. BMS Mediaci=F3n Iberia Corredur=EDa d=
e Seguros y Reaseguros S.L.U. tiene concertado un Seguro de Responsabilidad=
 Civil y la Capacidad Financiera legalmente establecida en el Real Decreto-=
ley 3/2020, de 4 de febrero.
</p>
<p>BMS Group Ltd is authorised and regulated by the Financial Conduct Autho=
rity (No.309686). Registered in England at One America Square, London, EC3N=
 2LS (No. 1479949). Accredited Lloyd's Broker. For information about how BM=
S Group Limited may process your
 personal information in connection with its insurance related activities p=
lease read the Insurance Market Data Handling section, available at http://=
www.bmsgroup.com/data-privacy
<span lang=3D"ES" style=3D"font-size:18.0pt;font-family:Webdings;color:gree=
n">Q</span> Please consider the environment before printing this e-mail.
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--_000_DU0PR08MB965455A240913F2218057D60875DADU0PR08MB9654eurp_--

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