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From: Lidia Ortega Puerta <Lidia.Ortega@bmsgroup.com>
To: enlacesegelevia <enlacesegelevia@bmsgroup.com>
CC: Patricia Adarve <Patricia.Adarve@bmsgroup.com>
Subject: S#2025000562#E-MAIL CIA CONTESTACION A LETRADO CONTRARIO
Thread-Topic: S#2025000562#E-MAIL CIA CONTESTACION A LETRADO CONTRARIO
Thread-Index: AQHcwDBpFB5Vd7qaBk+p6y3hlMXY5A==
Date: Mon, 30 Mar 2026 10:31:47 +0000
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De: Jordi Ginabreda Esteve <jginabre@fiatc.es>
Enviado el: lunes, 30 de marzo de 2026 10:04
Para: sleza@icaalava.com
CC: Inmaculada Romero <Inmaculada.Romero@bmsgroup.com>; Lidia Ortega Puerta=
 <Lidia.Ortega@bmsgroup.com>
Asunto: S/REF AGRUPACION MUTUAL ASEGURADORA - ZAUNKA SL N/REF 2025-14-00033=
 FLORES TALLER ARQUITECTURA


Email originated externally.

________________________________
Srs..

En relaci=F3n con su comunicaci=F3n recibida con fecha 13-3-2026 por parte =
de nuestro Asegurado, mediante la cual propone la apertura de un procedimie=
nto de negociaci=F3n directa conforme a lo previsto en la Ley Org=E1nica 1/=
2025, le informamos que, tras el an=E1lisis de la documentaci=F3n actualmen=
te disponible, no se aprecia responsabilidad por parte de nuestro asegurado=
 en los hechos objeto de reclamaci=F3n.

Por este motivo, no consideramos oportuno iniciar en este momento un proced=
imiento de negociaci=F3n directa, al no existir base suficiente que justifi=
que una eventual transacci=F3n.

No obstante, quedamos abiertos a reconsiderar nuestra posici=F3n si se nos =
facilita documentaci=F3n adicional que permita acreditar de forma objetiva =
la responsabilidad de nuestro asegurado. En tal caso, estudiaremos nuevamen=
te el asunto con base en la nueva informaci=F3n aportada.

Quedamos a su disposici=F3n para cualquier aclaraci=F3n adicional.

Atentamente,


JORDI GINABREDA
Dpto. de Responsabilidad Civil
Tlf.: 93-6027206
Fax.: 93-4192887
e-mail: jginabre@fiatc.es


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<p class=3D"MsoNormal"><b><span style=3D"font-family:&quot;Calibri&quot;,sa=
ns-serif;mso-ligatures:none;mso-fareast-language:ES">De:</span></b><span st=
yle=3D"font-family:&quot;Calibri&quot;,sans-serif;mso-ligatures:none;mso-fa=
reast-language:ES"> Jordi Ginabreda Esteve &lt;jginabre@fiatc.es&gt;
<br>
<b>Enviado el:</b> lunes, 30 de marzo de 2026 10:04<br>
<b>Para:</b> sleza@icaalava.com<br>
<b>CC:</b> Inmaculada Romero &lt;Inmaculada.Romero@bmsgroup.com&gt;; Lidia =
Ortega Puerta &lt;Lidia.Ortega@bmsgroup.com&gt;<br>
<b>Asunto:</b> S/REF AGRUPACION MUTUAL ASEGURADORA - ZAUNKA SL N/REF 2025-1=
4-00033 FLORES TALLER ARQUITECTURA<o:p></o:p></span></p>
</div>
</div>
<p class=3D"MsoNormal"><o:p>&nbsp;</o:p></p>
<p style=3D"background:white"><b><span style=3D"font-size:9.0pt;font-family=
:&quot;Helvetica&quot;,sans-serif;color:blue;background:white">Email origin=
ated externally.<o:p></o:p></span></b></p>
<p class=3D"MsoNormal" style=3D"background:white"><span style=3D"font-size:=
9.0pt;font-family:&quot;Helvetica&quot;,sans-serif;color:black;mso-ligature=
s:none;mso-fareast-language:ES"><o:p>&nbsp;</o:p></span></p>
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<hr size=3D"2" width=3D"100%" align=3D"center">
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<p class=3D"MsoNormal"><span lang=3D"PT">Srs..<o:p></o:p></span></p>
<p class=3D"MsoNormal"><span lang=3D"PT"><o:p>&nbsp;</o:p></span></p>
<p class=3D"MsoNormal">En relaci=F3n con su comunicaci=F3n recibida con fec=
ha 13-3-2026 por parte de nuestro Asegurado, mediante la cual propone la ap=
ertura de un procedimiento de negociaci=F3n directa conforme a lo previsto =
en la Ley Org=E1nica 1/2025, le informamos
 que, tras el an=E1lisis de la documentaci=F3n actualmente disponible, no s=
e aprecia responsabilidad por parte de nuestro asegurado en los hechos obje=
to de reclamaci=F3n.<o:p></o:p></p>
<p class=3D"MsoNormal"><o:p>&nbsp;</o:p></p>
<p class=3D"MsoNormal">Por este motivo, no consideramos oportuno iniciar en=
 este momento un procedimiento de negociaci=F3n directa, al no existir base=
 suficiente que justifique una eventual transacci=F3n.<o:p></o:p></p>
<p class=3D"MsoNormal"><o:p>&nbsp;</o:p></p>
<p class=3D"MsoNormal">No obstante, quedamos abiertos a reconsiderar nuestr=
a posici=F3n si se nos facilita documentaci=F3n adicional que permita acred=
itar de forma objetiva la responsabilidad de nuestro asegurado. En tal caso=
, estudiaremos nuevamente el asunto con
 base en la nueva informaci=F3n aportada.<o:p></o:p></p>
<p class=3D"MsoNormal"><o:p>&nbsp;</o:p></p>
<p class=3D"MsoNormal">Quedamos a su disposici=F3n para cualquier aclaraci=
=F3n adicional.<o:p></o:p></p>
<p class=3D"MsoNormal"><o:p>&nbsp;</o:p></p>
<p class=3D"MsoNormal">Atentamente,<o:p></o:p></p>
<p class=3D"MsoNormal"><o:p>&nbsp;</o:p></p>
<p class=3D"MsoNormal"><o:p>&nbsp;</o:p></p>
<p class=3D"MsoNormal" style=3D"text-align:justify;text-autospace:none"><sp=
an lang=3D"ES-TRAD" style=3D"font-family:&quot;Calibri&quot;,sans-serif;mso=
-ligatures:none;mso-fareast-language:ES">JORDI GINABREDA<o:p></o:p></span><=
/p>
<p class=3D"MsoNormal" style=3D"text-align:justify;text-autospace:none"><sp=
an lang=3D"ES-TRAD" style=3D"font-family:&quot;Calibri&quot;,sans-serif;mso=
-ligatures:none;mso-fareast-language:ES">Dpto. de Responsabilidad Civil<o:p=
></o:p></span></p>
<p class=3D"MsoNormal" style=3D"text-align:justify;text-autospace:none"><sp=
an lang=3D"EN-US" style=3D"font-family:&quot;Calibri&quot;,sans-serif;mso-l=
igatures:none;mso-fareast-language:ES">Tlf.: 93-6027206<o:p></o:p></span></=
p>
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an lang=3D"EN-US" style=3D"font-family:&quot;Calibri&quot;,sans-serif;mso-l=
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p>
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an lang=3D"EN-US" style=3D"font-family:&quot;Calibri&quot;,sans-serif;mso-l=
igatures:none;mso-fareast-language:ES">e-mail: jginabre@fiatc.es<o:p></o:p>=
</span></p>
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d=3D"Imagen_x0020_5" src=3D"cid:~WRD2602.jpg" alt=3D"Imagen quitada por el =
remitente."></span></a><a href=3D"https://url.uk.m.mimecastprotect.com/s/ro=
ztCPZo4Tlj9QBTmHESx3VLx?domain=3Dinstagram.com/"><span style=3D"font-size:1=
2.0pt;border:solid windowtext 1.0pt;padding:0cm;mso-ligatures:none;mso-fare=
ast-language:ES;text-decoration:none"><img border=3D"0" width=3D"100" heigh=
t=3D"100" style=3D"width:1.0416in;height:1.0416in" id=3D"Imagen_x0020_6" sr=
c=3D"cid:~WRD2602.jpg" alt=3D"Imagen quitada por el remitente."></span></a>=
<a href=3D"https://url.uk.m.mimecastprotect.com/s/1FtuCRoq9SVMoNwfES1S1_X4Q=
?domain=3Dlinkedin.com/"><span style=3D"font-size:12.0pt;border:solid windo=
wtext 1.0pt;padding:0cm;mso-ligatures:none;mso-fareast-language:ES;text-dec=
oration:none"><img border=3D"0" width=3D"100" height=3D"100" style=3D"width=
:1.0416in;height:1.0416in" id=3D"Imagen_x0020_7" src=3D"cid:~WRD2602.jpg" a=
lt=3D"Imagen quitada por el remitente."></span></a><span style=3D"font-size=
:12.0pt;mso-ligatures:none;mso-fareast-language:ES"><o:p></o:p></span></p>
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</tr>
<tr>
<td width=3D"100%" style=3D"width:100.0%;padding:0cm 0cm 0cm 0cm">
<p class=3D"MsoNormal"><a href=3D"https://url.uk.m.mimecastprotect.com/s/Ud=
iECVPx6uvWmMVCNTpSEsHKd?domain=3Dfiatc.es"><span style=3D"font-size:12.0pt;=
border:solid windowtext 1.0pt;padding:0cm;mso-ligatures:none;mso-fareast-la=
nguage:ES;text-decoration:none"><img border=3D"0" width=3D"100" height=3D"1=
00" style=3D"width:1.0416in;height:1.0416in" id=3D"Imagen_x0020_8" src=3D"c=
id:~WRD2602.jpg" alt=3D"Imagen quitada por el remitente. Desc=E1rgate nuest=
ra App"></span></a><span style=3D"font-size:12.0pt;mso-ligatures:none;mso-f=
areast-language:ES"><o:p></o:p></span></p>
</td>
</tr>
</tbody>
</table>
</div>
</td>
<td nowrap=3D"" style=3D"padding:0cm 9.0pt 0cm 9.0pt">
<p class=3D"MsoNormal"><a href=3D"https://url.uk.m.mimecastprotect.com/s/nf=
o8CXoz4SJ8jmliXcYSWDOrM?domain=3Dfiatc.es"><span style=3D"font-size:12.0pt;=
border:solid windowtext 1.0pt;padding:0cm;mso-ligatures:none;mso-fareast-la=
nguage:ES;text-decoration:none"><img border=3D"0" width=3D"100" height=3D"1=
00" style=3D"width:1.0416in;height:1.0416in" id=3D"Imagen_x0020_9" src=3D"c=
id:~WRD2602.jpg" alt=3D"Imagen quitada por el remitente."></span></a><a hre=
f=3D"https://url.uk.m.mimecastprotect.com/s/FpFlCZVBjFGkAz1iEh5SBq2r7?domai=
n=3Dfiatc.es"><span style=3D"font-size:12.0pt;border:solid windowtext 1.0pt=
;padding:0cm;mso-ligatures:none;mso-fareast-language:ES;text-decoration:non=
e"><img border=3D"0" width=3D"100" height=3D"100" style=3D"width:1.0416in;h=
eight:1.0416in" id=3D"Imagen_x0020_10" src=3D"cid:~WRD2602.jpg" alt=3D"Imag=
en quitada por el remitente."></span></a><a href=3D"https://url.uk.m.mimeca=
stprotect.com/s/rcaAC2vmVcjBW7LiOsXS5IesH?domain=3Dfiatc.es"><span style=3D=
"font-size:12.0pt;border:solid windowtext 1.0pt;padding:0cm;mso-ligatures:n=
one;mso-fareast-language:ES;text-decoration:none"><img border=3D"0" width=
=3D"100" height=3D"100" style=3D"width:1.0416in;height:1.0416in" id=3D"Imag=
en_x0020_11" src=3D"cid:~WRD2602.jpg" alt=3D"Imagen quitada por el remitent=
e."></span></a><a href=3D"https://url.uk.m.mimecastprotect.com/s/PyCEC4RoXF=
oDErZCJuOS4z0K8?domain=3Dfiatc.es"><span style=3D"font-size:12.0pt;border:s=
olid windowtext 1.0pt;padding:0cm;mso-ligatures:none;mso-fareast-language:E=
S;text-decoration:none"><img border=3D"0" width=3D"100" height=3D"100" styl=
e=3D"width:1.0416in;height:1.0416in" id=3D"Imagen_x0020_12" src=3D"cid:~WRD=
2602.jpg" alt=3D"Imagen quitada por el remitente."></span></a><a href=3D"ht=
tps://url.uk.m.mimecastprotect.com/s/s6aIC6RqZFDp7XRfGFqS5SBCz?domain=3Dfia=
tc.es"><span style=3D"font-size:12.0pt;border:solid windowtext 1.0pt;paddin=
g:0cm;mso-ligatures:none;mso-fareast-language:ES;text-decoration:none"><img=
 border=3D"0" width=3D"100" height=3D"100" style=3D"width:1.0416in;height:1=
.0416in" id=3D"Imagen_x0020_13" src=3D"cid:~WRD2602.jpg" alt=3D"Imagen quit=
ada por el remitente."></span></a><span style=3D"font-size:12.0pt;mso-ligat=
ures:none;mso-fareast-language:ES"><o:p></o:p></span></p>
</td>
</tr>
<tr style=3D"height:22.5pt">
<td colspan=3D"3" style=3D"padding:0cm 0cm 0cm 0cm;height:22.5pt">
<p class=3D"MsoNormal" style=3D"line-height:0%"><span style=3D"font-size:1.=
0pt;mso-ligatures:none;mso-fareast-language:ES">&nbsp;<o:p></o:p></span></p=
>
</td>
</tr>
<tr>
<td colspan=3D"3" style=3D"padding:0cm 0cm 0cm 0cm">
<p class=3D"MsoNormal" style=3D"line-height:0%"><span style=3D"font-size:1.=
0pt;mso-ligatures:none;mso-fareast-language:ES"><a href=3D"https://url.uk.m=
.mimecastprotect.com/s/N6VDC9Qw4U1lA8JizSRSqhi-c?domain=3Destamos-seguros.e=
s"><span style=3D"border:solid windowtext 1.0pt;padding:0cm;text-decoration=
:none"><img border=3D"0" width=3D"100" height=3D"100" style=3D"width:1.0416=
in;height:1.0416in" id=3D"Imagen_x0020_14" src=3D"cid:~WRD2602.jpg" alt=3D"=
Imagen quitada por el remitente."><img border=3D"0" width=3D"100" height=3D=
"100" style=3D"width:1.0416in;height:1.0416in" id=3D"Imagen_x0020_15" src=
=3D"cid:~WRD2602.jpg" alt=3D"Imagen quitada por el remitente."></span></a><=
o:p></o:p></span></p>
</td>
</tr>
</tbody>
</table>
<p><span style=3D"font-size:8.5pt;font-family:&quot;Trebuchet MS&quot;,sans=
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bida a cualquier otra persona su revelaci=F3n, copia,
 distribuci=F3n, o el ejercicio de cualquier acci=F3n relativa a su conteni=
do.<br>
Si no es el destinatario de este mensaje, por favor comun=EDqueselo al remi=
tente, y posteriormente proceda a borrarlo de su sistema.<o:p></o:p></span>=
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